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Intelligent Meta-Payment System

  • US 20130204728A1
  • Filed: 02/07/2012
  • Published: 08/08/2013
  • Est. Priority Date: 02/07/2012
  • Status: Abandoned Application
First Claim
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1. A method of selecting a payment option from a plurality of payment options, comprising:

  • configuring at least one server with a plurality of user payment options;

    configuring a portable device to communicate between the at least one server and a merchant;

    configuring the portable device to facilitate payment for a purchase from a merchant;

    receiving a purchase payment request from a merchant, the purchase payment request including information about the purchase;

    analyzing the information about the purchase;

    selecting an optimal payment method from the plurality of payment methods; and

    transmitting the optimal payment method to the merchant to complete the purchase.

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