DEVICES AND METHODS FOR DISASTER-RELIEF SUPPORT

• US 20130211859A1
• Filed: 02/09/2012
• Published: 08/15/2013
• Est. Priority Date: 02/09/2012
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Dent, Nathan, Dolphin, James, Fitzgerald, Richard L.
• Granted Patent: US 8,548,911 B2
• Time in Patent Office: Days
• US Class Current: 705/4
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

Methods and apparatus according to the invention are directed towards providing a client support in the wake of a disaster impacting a locale. Support may include transporting support-means to the locale, authenticating identification of the client, interfacing with an entity administering an account for the client, and facilitating access by the client to the account. The methods and apparatus may also provide support of non-account-related disaster-relief efforts associated with the locale.

Claims

1. One or more non-transitory computer readable media having code stored thereon which, when executed by a processor, facilitates a method of supporting a disaster-relief effort in a locale impacted by an event that impairs locale-infrastructure, said supporting provided by an entity in coordination with an agency with authority over the locale, the method comprising:

activating an entity-associated mobile platform in the locale in response to the event, the platform equipped to provide secure services for banking, data-handling and communications;

designating a service to be provided in the locale by the entity, the service designated in coordination with the agency, wherein, when the service is a banking service, the service comprises an offer of disbursement of funds, including providing cash-in-hand;

receiving a request from a locale-associated client for he service;

authenticating the client; and

providing the service to the client through the platform.

2. The media of claim 1, wherein, in the method, the activating comprises translocation of the platform relative to the locale.

3. The media of claim 1, wherein, in the method, the authenticating comprises registering client-related information in a registry maintained by the entity.

4. The media of claim 3, wherein, in the method, the authenticating comprises comparing the client-related information of the registry with other information.

5. The media of claim 4, wherein, in the method, the other information comprises information associated with a non-entity database.

6. The media of claim 1, wherein, in the method, the service comprises issuing a card associated with a value, the value corresponding to funds set by the agency.

7. The media of claim 6, wherein the method further comprises tying the agency-set funds to an insurance provider.

8. The media of claim 6, wherein the method further comprises imposing a time limit on the validity of the card.

9. The media of claim 6, wherein the method further comprises imposing a geographic limit on the validity of the card.

10. The media of claim 1, wherein, in the method, the providing the service comprises disbursing funds.

11. The media of claim 1, wherein, in the method, the providing the service comprises issuing a physical article of client-identification.

12. The media of claim 11, wherein, in the method, the physical article comprises a device that includes an electronic chip bearing information.

13. The media of claim 12, wherein the method further comprises monitoring a geographic location of the physical article.

14. The media of claim 12, wherein the method further comprises updating the physical article.

15. The media of claim 12, wherein, in the method, the authenticating comprises utilizing information associated with the physical article.

16. The media of claim 1, wherein, in the method, the providing the service comprises providing communication-interfacing capabilities.

17. The media of claim 1, wherein the method further comprises maintaining event-related locale-information.

18. The media of claim 17, wherein the method further comprises providing access to the locale-information.

19. The media of claim 18, wherein, in the method, the providing access comprises transmitting the locale-information.

20. The media of claim 1, wherein the method further comprises providing a communication hub for the agency via the platform.

21. The media of claim 1, wherein the method further comprises providing a communication hub for a locale-associated business via the platform.

22. An apparatus for supporting a disaster-relief effort in a locale impacted by an event that impairs locale-infrastructure, said supporting provided by an entity in coordination with an agency with authority over the locale, the apparatus comprising:

an entity-associated mobile platform configured to be activated in the locale in response to the event, the platform equipped to provide secure services for banking, data-handing and communications;

a logical processing device configured to designate a service to be provided in the locale by the entity through the platform, the service designated in coordination the platform providing an offer of disbursement of funds, including providing cash-in-hand;

a receiver device configured to receive a request form a locale-associated client for the service; and

a communication device configured, in conjunction with the receiver device and the logical processing device, to authenticate the client and to signal authorization to grant the client the service through the platform.