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Payment Account Management

  • US 20130226788A1
  • Filed: 02/29/2012
  • Published: 08/29/2013
  • Est. Priority Date: 02/29/2012
  • Status: Abandoned Application
First Claim
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1. A non-transitory computer-readable medium embodying a program executable in a computing device, the program comprising:

  • code that identifies a master account in at least one charge request received from a transaction client;

    code that determines at least one of a plurality of linked accounts to charge for the charge request based on at least one of a plurality of rules;

    code that causes at least a portion of an amount specified in the charge request to be charged to the at least one of the linked accounts;

    code that determines a cumulative available credit amount from a plurality of available credit amounts, wherein individual available credit amounts are associated with the linked accounts;

    code that determines a transaction history associated with the master account; and

    code that determines a plurality of recommendations based on the transaction history.

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