PURCHASING, REDEMPTION AND SETTLEMENT SYSTEMS AND METHODS WHEREIN A BUYER TAKES POSSESSION AT A RETAILER OF A PRODUCT PURCHASED USING A COMMUNICATION NETWORK
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Abstract
Purchasing, redemption and settlement systems and methods are provided to communicate with a buyer to establish a first price for a product. The purchasing system may also arrange for the buyer to take possession of the product at a retailer, different from the seller, that offers the product for sale at a second price. The buyer provides a payment, based on the first price, to the purchasing system in exchange for the right to take possession of the product at the retailer. The purchasing system transmits redemption information to the buyer. The redemption information may include information that enables the creation of a voucher to be used when taking possession of the product. The purchasing system may also receive information related to an attempt by the buyer to take possession of the product from the retailer.
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Citations
40 Claims
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1-20. -20. (canceled)
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21. A method for generating a redeemable voucher comprising:
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receiving an indication of a desired product or service from a user; receiving payment information from the user in an instance in which the user selects the desired product or service offered by a retailer, the payment indication comprising account information and a settlement price for the desired product or service; and causing a voucher to be provided to the user, wherein the voucher has a value of the settlement price and comprises an indication that provides the retailer with at least one of an offer identifier or a redemption code. - View Dependent Claims (22, 23, 24, 25, 26, 27)
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28. An apparatus for generating a redeemable voucher comprising:
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at least one processor; and at least one memory including computer program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to at least; receive an indication of a desired product or service from a user; receive payment information from the user in an instance in which the user selects the desired product or service offered by a retailer, the payment indication comprising account information and a settlement price for the desired product or service; and cause a voucher to be provided to the user, wherein the voucher has a value of the settlement price and comprises an indication that provides the retailer with at least one of an offer identifier or a redemption code. - View Dependent Claims (29, 30, 31, 32, 33, 34)
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35. A non-transitory computer-readable medium storing a program that, when executed by an apparatus, cause the apparatus to:
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receive an indication of a desired product or service from a user; receive payment information from the user in an instance in which the user selects the desired product or service offered by a retailer, the payment indication comprising account information and a settlement price for the desired product or service; and cause a voucher to be provided to the user, wherein the voucher has a value of the settlement price and comprises an indication that provides the retailer with at least one of an offer identifier or a redemption code. - View Dependent Claims (36, 37, 38, 39, 40)
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Specification