PAYMENT PROCESSING SYSTEM FOR USE IN A RETAIL ENVIRONMENT HAVING SEGMENTED ARCHITECTURE
First Claim
1. A payment processing system in a retail environment comprising:
- a point-of-sale (POS) module providing an interface for use by an operator of the retail environment to effect sales of fuel, goods, or services (FGS) in the retail environment;
a device module operatively connected to at least one retail device configured to supply FGS, the at least one retail device comprising a card reader adapted to receive a first payment card data of a first payment card for payment for the FGS, wherein the device module is adapted to control operation of the at least one retail device; and
a payment system module operatively connected to the POS module and the device module, the payment system module adapted to validate payment for the FGS,wherein the payment system module and the device module are separated from the POS module in order to segment the payment system module and the device module that handle the first payment card data from the POS module that does not handle the first payment card data.
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Accused Products
Abstract
A payment processing system and method comprising a POS module providing an interface to effect sales of FGS in a retail environment, a device module operatively connected to at least one retail device configured to supply FGS and comprising a card reader adapted to receive a first payment card data for payment for the FGS, wherein the device module is adapted to control operation of the at least one retail device, and a payment system module operatively connected to the POS module and the device module, the payment system module adapted to validate payment for the FGS. The payment system module and the device module are separated from the POS module in order to segment a portion of the payment processing system configured to handle payment card data from a portion of the system that does not handle payment card data.
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Citations
21 Claims
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1. A payment processing system in a retail environment comprising:
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a point-of-sale (POS) module providing an interface for use by an operator of the retail environment to effect sales of fuel, goods, or services (FGS) in the retail environment; a device module operatively connected to at least one retail device configured to supply FGS, the at least one retail device comprising a card reader adapted to receive a first payment card data of a first payment card for payment for the FGS, wherein the device module is adapted to control operation of the at least one retail device; and a payment system module operatively connected to the POS module and the device module, the payment system module adapted to validate payment for the FGS, wherein the payment system module and the device module are separated from the POS module in order to segment the payment system module and the device module that handle the first payment card data from the POS module that does not handle the first payment card data. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A payment processing system in a retail environment comprising:
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a point-of-sale device (POS) configured to provide an interface, wherein the interface is configured to facilitate sales of fuel, goods, or services (FGS) in the retail environment; a payment transaction device operatively connected to the POS and configured to effect payment transactions for the FGS; and a first payment device operatively connected to the payment transaction device and configured to receive a first payment card data from a first payment card, wherein a first portion of the retail environment comprising the POS is segmented from a second portion of the retail environment comprising the payment transaction device and the first payment device in order to segment the second portion that is configured to handle sensitive information from the first portion that is not configured to handle sensitive information. - View Dependent Claims (8, 9, 10, 11, 12, 13)
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14. A method for effecting transactions involving payment card data in a retail environment for fuel, goods, or services (FGS) offered by the retail environment, the method comprising the steps of:
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providing a sales device configured to conduct transactions for the sale of the FGS offered by the retail environment; providing a transaction device operatively connected to the sales device and configured to effect payment transactions using the payment card data for the sale of the FGS offered by the retail environment; providing a payment card device operatively connected to the transaction device, wherein the payment card device is configured to receive the payment card data; and segmenting the sales device that is not configured to handle the payment card data from the transaction device and the payment card device that are configured to handle the payment card data. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21)
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Specification