Fuel Dispensing Environment Utilizing Mobile Payment
First Claim
1. A mobile payment system for use in a fuel dispensing environment to effect payment for a contemporaneous transaction involving purchase of fuel, said system comprising:
- a payment terminal integrated into a fuel dispenser, said payment terminal having a proximity reader configured to detect an identifier associated with a wireless communication device;
a central server in operative communication with said payment terminal and said wireless communication device;
at least one database accessible by said central server, said database containing an association between said identifier and said wireless communication device; and
said central server being further operative to send transaction information to said wireless communication device.
1 Assignment
0 Petitions
Accused Products
Abstract
A mobile payment system for effecting payment for a contemporaneous transaction comprises a payment terminal having a proximity reader configured to detect an identifier associated with a wireless communication device. A central server is in operative communication with the payment terminal and the wireless communication device. At least one database, accessible by the central server, contains an association between the identifier and the wireless communication device. The central server is further operative to send transaction information to the wireless communication device.
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Citations
24 Claims
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1. A mobile payment system for use in a fuel dispensing environment to effect payment for a contemporaneous transaction involving purchase of fuel, said system comprising:
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a payment terminal integrated into a fuel dispenser, said payment terminal having a proximity reader configured to detect an identifier associated with a wireless communication device; a central server in operative communication with said payment terminal and said wireless communication device; at least one database accessible by said central server, said database containing an association between said identifier and said wireless communication device; and said central server being further operative to send transaction information to said wireless communication device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method for effecting payment for a contemporaneous transaction involving the purchase of fuel, said method comprising steps of:
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(a) receiving a proximity identifier supplied from a payment terminal integrated into a fuel dispenser, said payment terminal having a proximity reader; (b) determining whether the proximity identifier corresponds in a database to a particular wireless communication device; (c) sending a message to said wireless communication device to verify said transaction; (d) receiving a verification from said wireless communication device; (e) if the transaction is verified, controlling said fuel dispenser to allow fuel to be dispensed; and (f) effecting payment for said transaction. - View Dependent Claims (13, 14, 15, 16, 17)
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18. A method of operating a mobile communication device comprising:
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(a) receiving a push message at the wireless communication device instructing that a predetermined software application installed on said wireless communication device be initiated; (b) in response to said push message, initiating and running said software application, said software application soliciting verification that a transaction for fuel, goods or services is requested; (c) receiving verification from a user of the wireless communication device that the transaction is requested; and (d) in response to receipt of said verification, wirelessly transmitting information from said mobile communication device indicating that the transaction is requested. - View Dependent Claims (19, 20, 21, 22, 23, 24)
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Specification