Systems, Methods, and Computer Program Products for Using Proxy Accounts
2 Assignments
0 Petitions
Accused Products
Abstract
The present disclosure involves a method including creating a primary payment account for an account owner, in which the primary payment account is linked to a method of payment, and creating a proxy payment account, in which the proxy payment account is linked to the primary account but is not linked directly to the method of payment, in which payments to and from the proxy payment account are cleared through the primary account, further in which the primary payment account has first credentials, and in which the proxy payment account has second credentials, the first and second credentials being different.
218 Citations
36 Claims
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10-20. -20. (canceled)
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22. A method comprising:
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receiving, electronically by a processor of a payment provider, a request to create a proxy payment account from an account owner of a primary payment account, wherein the primary payment account is linked to a method of payment; and creating, by the processor, the proxy payment account, in which the proxy payment account is linked to the primary payment account but is not linked directly to the method of payment, in which payments to and from the proxy payment account are cleared through the primary payment account; further in which the primary payment account has first credentials, and in which the proxy payment account has second credentials, the first and second credentials being different, wherein the second credentials are not valid credentials to access the method of payment, and the second credentials access the method of payment through the primary payment account. - View Dependent Claims (1, 2, 3, 4, 5, 6, 7, 8, 9, 21, 23, 24, 25, 32, 33, 34, 35, 36)
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26-31. -31. (canceled)
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34-1. The method of claim 32, wherein enforcing the rule comprises limiting an amount of payment to or from the proxy payment account.
Specification