ELECTRONIC PAYMENT DEVICE ABLE TO RECEIVE AND HOLD A PORTABLE TELEPHONE

• US 20130262299A1
• Filed: 12/07/2011
• Published: 10/03/2013
• Est. Priority Date: 12/07/2010
• Status: Abandoned Application

• Current Assignee: Ingenico (Ingenico Group SA)
• Original Assignee: Ingenico (Ingenico Group SA)
• Inventors: Bonnet, Eric, Lacroix, Pierre, Fleury, Fabrice, Barneron, Sylvain, Yernaux, Olivier, Georges, Didier
• Application Number:
  US13/992,592
• Publication Number:
  US 20130262299A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G11B 5/00808 magnetic cards
• CPC Class Codes: G11B 5/48 Disposition or mounting of heads or head supports relative to record carriers mounting of head within housing G11B5/105; arrangements of heads, e.g. for scanning the record carrier to increase the relative speed driving of both record carriers and head G11B15/18; guiding record carriers G11B15/60; head selecting circuits G11B15/12
• CPC Class Codes: G11B 5/49 Fixed mounting or arrangements, e.g. one head per track
• CPC Class Codes: H04M 1/0254 comprising one or a plurality of mechanically detachable modules
• CPC Class Codes: H04M 1/72409 by interfacing with external accessories hands-free H04M1/60
• CPC Class Codes: H04M 1/72412 using two-way short-range wireless interfaces
• CPC Class Codes: H04M 2250/14 including a card reading device

Abstract

An electronic payment device is provided, which includes a chip card reader. The device has a housing able to receive and hold a portable telephone, a connector for connection with the portable telephone, and a data processor able to receive information relating to a payment and to exchange data with a remote server via a telephone communication implemented by said portable telephone.

Claims

1. An electronic payment device comprising:

a smartcard reader;

a housing configured to receive and hold a portable telephone;

a connector configured to make a connection with said portable telephone; and

a data processor configured to receive pieces of information pertaining to a payment and exchange data with a remote server, via a telephone communication implemented by said portable telephone.

2. The electronic payment device according to claim 1, wherein said data processor is configured to secure a transaction by taking account of at least one first piece of information contained in said electronic payment device and of at least one second piece of information contained in said portable telephone.

3. The electronic payment device according to claim 1, further comprising a magnetic card reader configured to read a magnetic track of a magnetic card.

4. The electronic payment device according to claim 3, wherein the device has a slot for introducing a magnetic card that extends longitudinally, on one side of its case.

5. The electronic payment device according to claim 3, wherein the device comprises a magnetic reading head mounted on an element made of elastomer or a similar material, possessing a modulus of elasticity greater than 200 N/mm².

6. The electronic payment device according to claim 4, wherein the device comprises protection elements placed in a vicinity of said slot so as to prevent a fraudulent insertion of a second reading head and/or an electronic access to internal elements.

7. The electronic payment device according to claim 1, wherein said housing has two lateral walls, enabling said portable telephone to be inserted by sliding.

8. The electronic payment device according to claim 7, wherein the device comprises mechanical means for blocking said portable telephone in said housing when said portable telephone is in its position of use in the device.

9. The electronic payment device according to claim 1, wherein the device comprises means for optimizing at least one of the electrical charging of a battery or its electrical consumption in taking account of a charge of the battery of said portable telephone.

10. The electronic payment device according to claim 1, wherein the device comprises a connection to a battery charger, placed in a housing also designed to receive a smartcard.