ENCRYPTED PAYMENT IMAGE

• US 20130262314A1
• Filed: 03/30/2012
• Published: 10/03/2013
• Est. Priority Date: 03/30/2012
• Status: Active Grant

• Current Assignee: Ent Services Development Corporation LP (DXC Technology Company)
• Original Assignee: Ent Services Development Corporation LP (DXC Technology Company)
• Inventors: Butler, David G., Smith, Kenneth K., Alegria, Andrew
• Granted Patent: US 10,453,105 B2
• Time in Patent Office: Days
• US Class Current: 705/50
• CPC Class Codes: G06Q 20/047 using payment protocols involving electronic receipts
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G06Q 30/04 Billing or invoicing
• CPC Class Codes: G07G 5/00 Receipt-giving machines cash registers giving receipts G07G1/00
• CPC Class Codes: H04L 2209/56 Financial cryptography, e.g. electronic payment or e-cash
• CPC Class Codes: H04L 2209/80 Wireless
• CPC Class Codes: H04L 9/3234 involving additional secure or trusted devices, e.g. TPM, smartcard, USB or software token network architectures or network communication protocols for supporting authentication of entities using an additional device in a packet data network H04L63/0853
• CPC Class Codes: H04L 9/3242 involving keyed hash functions, e.g. message authentication codes [MACs], CBC-MAC or HMAC
• CPC Class Codes: H04L 9/3247 involving digital signatures
• CPC Class Codes: H04N 1/32101 Display, printing, storage or transmission of additional information, e.g. ID code, date and time or title
• CPC Class Codes: H04N 1/32144 embedded in the image data, i.e. enclosed or integrated in the image, e.g. watermark, super-imposed logo or stamp

Abstract

Embodiments disclosed herein relate to an encrypted payment image. In one embodiment, a processor of a mobile computing device encrypts a binary version of an invoice image with a payment information encryption key. The processor may generate a payment image of the encrypted binary of the invoice image and display the payment image.

Claims

1. A mobile device, comprising:

a camera to capture an invoice image;

a storage to store payment account information;

a display;

a computer-readable non-transitory storage medium comprising instructions to;

authenticate an invoice by encrypting a binary version of the invoice image using the payment account information as an encryption key; and

authorize the invoice by displaying on the display an image of the encrypted binary version of the invoice image; and

a processor to execute the instructions stored in the computer-readable non-transitory storage medium.

2. The mobile device of claim 1, wherein the invoice image comprises at least one of:

a barcode, text, or halftone image.

3. The mobile device of claim 1, wherein instructions to display an image of the encrypted binary version of the invoice image comprise instructions to display a barcode image of the encrypted binary version of the invoice image.

4. The mobile device of claim 1, wherein the computer-readable non-transitory storage medium further comprises instructions to:

decode retail transaction information within the invoice image; and

display the retail transaction image on the display.

5. The mobile device of claim 1, wherein instructions to authenticate the invoice comprise instructions to authenticate the invoice using a hash-based message authentication code.

6. A method, comprising:

determining, by a mobile computing device, a binary version of an invoice image;

signing, by the mobile computing device, the binary version of the invoice image cryptographically with a payment account encryption key; and

displaying, by the mobile computing device, an image of the cryptographically signed binary version of the invoice image.

7. The method of claim 6, wherein displaying an image of the signed invoice image comprises displaying at least one of a barcode, text, or halftone image.

8. The method of claim 6, wherein determining a binary version of an invoice image comprises determining a binary version of an invoice barcode image.

9. The method of claim 6, further comprising transmitting, by a retail computing device, the displayed image to a payment entity.

10. The method of claim 6, further comprising:

determining, by the mobile computing device, transaction information from the invoice image; and

generating, by the mobile computing device, a user interface to display the transaction information.

11. A machine-readable non-transitory storage medium of a mobile computing device comprising instructions executable by a processor to:

generate a binary version of an invoice image;

encrypt the binary version of the invoice message with an encryption key associated with payment account information; and

display the encrypted version of the invoice image.

12. The machine-readable non-transitory storage medium of claim 11, further comprising instructions to:

determine transaction information from the invoice image; and

display the transaction information.

13. The machine-readable non-transitory storage medium of claim 11, wherein the payment image comprises at least one of a barcode, text, or halftone image.

14. The machine-readable non-transitory storage medium of claim 11, further comprising instructions to capture the invoice image.

15. The machine-readable non-transitory storage medium of claim 11, wherein instructions to encrypt the binary version of the invoice image comprise instructions to encrypt the payment information using at least one of:

hash-based message authentication code encryption or public key infrastructure encryption.