TRANSACTION VALIDATION BETWEEN A MOBILE COMMUNICATION DEVICE AND A TERMINAL USING LOCATION DATA
First Claim
1. A method for performing a transaction involving a mobile communication device, comprising:
- receiving at a terminal a transaction request from the mobile communication device over a short-range communication link;
sending an authorization request to an authorizing agent requesting approval to complete the transaction in response to receipt of the transaction request;
receiving approval to complete the transaction if the mobile communication device has been determined to be located within a predetermined distance of the terminal;
completing the transaction with the mobile communication device after receiving the approval.
2 Assignments
0 Petitions
Accused Products
Abstract
A method and apparatus is provided for performing a transaction involving a mobile communication device. The method includes receiving at a terminal a transaction request from the mobile communication device over a short-range communication link. An authorization request is sent to an authorizing agent requesting approval to complete the transaction in response to receipt of the transaction request. Approval to complete the transaction is received if the mobile communication device has been determined to be located within a predetermined distance of the terminal. The transaction with the mobile communication device is only completed after receiving the approval.
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Citations
20 Claims
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1. A method for performing a transaction involving a mobile communication device, comprising:
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receiving at a terminal a transaction request from the mobile communication device over a short-range communication link; sending an authorization request to an authorizing agent requesting approval to complete the transaction in response to receipt of the transaction request; receiving approval to complete the transaction if the mobile communication device has been determined to be located within a predetermined distance of the terminal; completing the transaction with the mobile communication device after receiving the approval. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A method for validating a transaction being performed by a mobile communication device, comprising:
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receiving an authorization request requesting approval to complete a transaction between a terminal and a mobile communication device; receiving the location of the mobile communication device; comparing the location of the mobile communication device to a location of the terminal; and approving completion of the transaction only if the location of the mobile communication device is within a predetermined distance of the location of the terminal. - View Dependent Claims (8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. A system for performing a transaction based on account information received from a mobile communication device, comprising:
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a reader module for obtaining account information from the mobile communication device over a short-range communication link; a network interface for communicating with third parties over a communication network; one or more processors for executing machine-executable instructions; and one or more machine-readable storage media for storing the machine-executable instructions, the instructions when executed by the one more processors implementing, processing logic configured, in response to receipt of a transaction request received by the reader module, to (1) send, via the network interface, an authorization request to an authorizing agent requesting approval to complete the transaction in response to receipt of the transaction request (2) receive approval to complete the transaction if the mobile communication device has been determined to be located within a predetermined distance of the terminal and (3) complete the transaction with the mobile communication device after receiving the approval. - View Dependent Claims (19, 20)
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Specification