Methods and Systems for Interactive Solutioning and Visualization of Working Capital Products

• US 20130268420A1
• Filed: 04/05/2013
• Published: 10/10/2013
• Est. Priority Date: 04/05/2012
• Status: Abandoned Application

• Current Assignee: Citigroup Technology, Inc. (Citigroup Incorporated)
• Original Assignee: Citigroup Technology, Inc. (Citigroup Incorporated)
• Inventors: Greenwald, Gary, Ong, Shi Wei, Neoh, E May, Chan, Stephen, Lee, Keng Mun, Park, Kwan Hoon, Kehoe, Andrew, Martin, Alfonso, Nappi, Anthony, Yip, Geraldine, Challenor, Dianne, Yadav, Sudeep, Shah, Gourang, Jaccard, Philippe, Batman, Jason, David, Mike, Johnson, Danielle, Williams, Peter, Towler, Elizabeth, Ajinkya, Yogesh, Kazi, Sabiha
• Application Number:
  US13/857,285
• Publication Number:
  US 20130268420A1
• Time in Patent Office: Days
• US Class Current: 705/35
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

Methods and systems for real-time, interactive solutioning and visualization of working capital for an enterprise employ a processor coupled to memory and other computer hardware and software components for storing fixed data consisting at least in part of information regarding financial institution products and information regarding governmental regulations; storing variable data consisting at least in part of information regarding operations of the enterprise; receiving variable data interactively consisting at least in part of information regarding enterprise preferences; and generating at least one recommendation for a proposed structure for the enterprise based at least in part on the fixed data and the variable data.

Claims

1. A method for real-time, interactive solutioning and visualization of working capital for an enterprise, comprising:

storing, using a processor coupled to memory, fixed data consisting at least in part of information regarding financial institution products and information regarding governmental regulations;

storing, using the processor, variable data consisting at least in part of information regarding operations of the enterprise;

receiving, using the processor, variable data interactively consisting at least in part of information regarding enterprise preferences; and

generating, using the processor, at least one recommendation for a proposed structure for the enterprise based at least in part on the fixed data and the variable data.

2. The method of claim 1, wherein storing the information regarding governmental regulations further comprises storing information regarding governmental regulations related to liquidity management.

3. The method of claim 2, wherein storing the information regarding governmental regulations related to liquidity management further comprises storing a regulatory grid of information regarding governmental regulations related to liquidity management in a plurality of different countries.

4. The method of claim 1, wherein storing the information regarding financial institution products further comprises storing information regarding an availability of financial institution products in a plurality of different countries in a plurality of different currencies.

5. The method of claim 4, wherein storing the information regarding the availability of financial institution products in the plurality of different countries further comprises storing a capability grid of information regarding the availability of financial institution products in the plurality of different countries in the plurality of different currencies.

6. The method of claim 1, wherein storing the information regarding operations of the enterprise further comprises storing enterprise information consisting at least in part of operating balances, legal entities, and geographic locations of the enterprise.

7. The method of claim 1, wherein storing the variable data further comprises storing anonymized information regarding operations of at least one other enterprise.

8. The method of claim 7, wherein storing the anonymized information further comprises storing anonymized information regarding operations of at least one peer of the enterprise.

9. The method of claim 1, wherein receiving the variable data interactively further comprises processing the received variable data with the stored fixed data and stored variable data using decision tree logic.

10. The method of claim 9, wherein receiving the variable data interactively further comprises receiving at least one change in the received variable data and processing the at least one received change in the received variable data with the stored fixed data and stored variable data using separate decision tree logic.

11. The method of claim 1, wherein receiving the variable data interactively further comprises receiving the variable data interactively via answers to questions displayed on a terminal.

12. The method of claim 11, wherein receiving the variable data interactively further comprises receiving the variable data interactively via answers to questions displayed on the terminal by one of a liquidity management module, a payments and receivables module, a supply chain module, and a benchmarking module.

13. The method of claim 1, wherein receiving the variable data interactively via answers to questions displayed on the terminal further comprises displaying a geographic visualization of the enterprise'"'"'s global operations based at least on part on the stored variable data.

14. The method of claim 13, wherein displaying the geographic visualization of the enterprise'"'"'s global operations further comprises displaying a drilled down geographic visualization of the enterprise'"'"'s operations in at least one geographic region.

15. The method of claim 14, wherein displaying the geographic visualization of the enterprise'"'"'s global operations in at least one geographic region further comprises displaying a drilled down geographic visualization of the enterprise'"'"'s operations in at least one country.

16. The method of claim 13, wherein displaying the geographic visualization of the enterprise'"'"'s global operations further comprises displaying the geographic visualization of the enterprise'"'"'s global operations by a liquidity management module.

17. The method of claim 16, wherein displaying the geographic visualization of the enterprise'"'"'s global operations by the liquidity management module further comprises displaying indicia of geographic locations of the enterprise'"'"'s operations.

18. The method of claim 17, wherein displaying the geographic visualization of the enterprise'"'"'s global operations by the liquidity management module further comprises displaying financial information in association with the indicia of geographic locations of the enterprise'"'"'s operations.

19. The method of claim 1, wherein generating the at least one recommendation further comprises generating the at least one recommendation for the proposed structure for the enterprise using decision tree logic of an interactive module.

20. The method of claim 19, wherein generating the at least one recommendation further comprises generating the at least one recommendation using the decision tree logic in a step-by-step validation of the received variable data and the stored variable data in a plurality of combinations and permutations against the stored fixed data.

21. The method of claim 19, wherein generating the at least one recommendation further comprises populating at least one implementation plan and at least one legal document for the proposed structure.

22. The method of claim 21, wherein generating the at least one recommendation further comprises digitally executing the at least one legal document for the proposed structure.

23. A system for real-time, interactive solutioning and visualization of working capital for an enterprise, comprising:

a computer having a processor coupled to memory, the processor being programmed for;

storing fixed data consisting at least in part of information regarding financial institution products and information regarding governmental regulations;

storing variable data consisting at least in part of information regarding operations of the enterprise;

receiving variable data interactively consisting at least in part of information regarding enterprise preferences; and

generating at least one recommendation for a proposed structure for the enterprise based at least in part on the fixed data and the variable data.