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Automated Loan Risk Assessment System and Method

  • US 20130275293A1
  • Filed: 06/04/2013
  • Published: 10/17/2013
  • Est. Priority Date: 11/13/2001
  • Status: Abandoned Application
First Claim
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1. An automated loan risk assessment system, comprising:

  • means for receiving information about a loan; and

    means for calculating a risk score for the loan based on a plurality of risk factors including at least two of a fraud risk factor, an underwriting risk factor and a property valuation risk factor, whereby the risk score can be used by a loan service provider in deciding whether or not to fund or insure the loan.

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