TRANSACTION SERVICE PURCHASE OPTIONS VIA A PAYMENT PROVIDER
First Claim
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1. An electronic payment processing system comprising:
- a memory storing user account information, wherein the information comprises funding sources for a user account and any restrictions on the funding sources; and
one or more processors in communication with the memory configured toreceive by a payment provider a request for a payment for a good or service;
determine information about a payee, a payment amount, and a payer;
process the payment to the payee; and
electronically send a URL to the payer which, when accessed, provides a selectable list of service purchase options related to the good or service from pre-selected service purchase providers.
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Abstract
A request for payment for goods or services can be made to a payment provider. The payment provider can then provide the payer of the payment with access to a recommended list of service purchase options, based on the goods or services listed in the request for payment. The payer can sort the recommended list of service purchase options based on location of the service purchase option or service provider, type of service purchase option, customer reviews, price, popularity, etc. Upon selecting a particular service purchase option, the payer can pay for it using the services of the payment provider.
27 Citations
21 Claims
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1. An electronic payment processing system comprising:
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a memory storing user account information, wherein the information comprises funding sources for a user account and any restrictions on the funding sources; and one or more processors in communication with the memory configured to receive by a payment provider a request for a payment for a good or service; determine information about a payee, a payment amount, and a payer; process the payment to the payee; and electronically send a URL to the payer which, when accessed, provides a selectable list of service purchase options related to the good or service from pre-selected service purchase providers. - View Dependent Claims (2, 3, 4, 5)
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6. A non-transitory machine-readable medium comprising a plurality of machine-readable instructions which when executed by one or more processors of a server are adapted to cause the server to perform a method comprising:
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receiving a request for a payment for a good or a service by a payer to a payee; receiving authorization from the payer to access account information with a payment provider; processing the payment by transferring funds from the payer'"'"'s account to a payee account; and electronically sending the payer service purchase options related to the good or service. - View Dependent Claims (7, 8, 9, 10)
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11. A method comprising:
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receiving, electronically by a processor of a payment provider, a request for a payment for a good or service; determining information about a payer, a payee, and a payment amount; determining whether the payer has an account with the payment provider that can be used to make the payment; processing the payment to the payee; and presenting the payer with at least one service purchasing option related to the good or service, the information on the payer, the information on the payee, or a combination thereof - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20, 21)
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Specification