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METHOD AND SYSTEM FOR APPLYING COUPON RULES TO A FINANCIAL TRANSACTION

  • US 20130304555A1
  • Filed: 05/14/2012
  • Published: 11/14/2013
  • Est. Priority Date: 05/14/2012
  • Status: Abandoned Application
First Claim
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1. A method for applying coupon rules to a financial transaction, comprising:

  • storing, in a database, a plurality of coupon rules, wherein each coupon rule of the plurality of coupon rules is associated with a consumer and a merchant and includes at least an amount modifier and a funding account number;

    receiving, by a receiving device, an authorization request for a financial transaction, wherein the authorization request includes at least a consumer identifier, a merchant identifier, and a transaction amount;

    identifying, in the database, at least one coupon rule of the plurality of coupon rules where the associated consumer corresponds to the consumer identifier and the associated merchant corresponds to the merchant identifier;

    modifying the financial transaction based on the at least one coupon rule wherein modifying the financial transaction includes at least modifying the transaction amount based on the amount modifier; and

    transmitting, by a transmitting device, a reply to the authorization request, the reply to the authorization request including at least the modified transaction amount.

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