System and Method for Using Intelligent Codes to Add a Stored-Value Card to an Electronic Wallet

• US 20130304642A1
• Filed: 04/04/2013
• Published: 11/14/2013
• Est. Priority Date: 04/04/2012
• Status: Active Grant

• Current Assignee: Blackhawk Network Incorporated (Albertsons Cos., Inc.)
• Original Assignee: Blackhawk Network Incorporated (Albertsons Cos., Inc.)
• Inventors: CAMPOS, Tomas Ariel
• Granted Patent: US 11,042,870 B2
• Time in Patent Office: Days
• US Class Current: 705/41
• CPC Class Codes: G06Q 20/355 Personalisation of cards for use
• CPC Class Codes: G06Q 20/3572 Multiple accounts on card
• CPC Class Codes: G06Q 20/36 using electronic wallets or electronic money safes
• CPC Class Codes: G06Q 20/3672 initialising or reloading thereof

Abstract

A method comprises receiving a request to add a stored-value card to an electronic wallet via interpreting an intelligent code which directs a user to a URL for an electronic wallet website; prompting a user for credentials to enter the electronic wallet website; determining whether the stored-value card already exists in the electronic wallet; and adding the stored-value card to the electronic wallet. A system comprises a computer device to receive a request to add a stored-value card to an electronic wallet via interpreting an intelligent code which directs a user to a URL for an electronic wallet website; to prompt a user for credentials to enter the electronic wallet website, to determine possession of the stored-value card, to determine whether the stored-value card already exists in the electronic wallet, and to add the stored-value card to the electronic wallet.

Claims

1. A computer implemented method comprising:

receiving a request to add a stored-value card to an electronic wallet, wherein the request is facilitated by interpreting an intelligent code, wherein the intelligent code directs a user to a URL for an electronic wallet website;

prompting a user for credentials to enter the electronic wallet website;

determining whether the stored-value card already exists in the electronic wallet; and

adding the stored-value card to the electronic wallet.

2. The method of claim 1, further comprising:

determining a possession of the stored-value card.

3. The method of claim 2, wherein determining possession of the stored-value card comprises:

requesting a PIN for the stored-value card;

receiving an entered PIN; and

determining the entered PIN is valid.

4. The method of claim 1, further comprising:

displaying a balance for the stored-value card.

5. The method of claim 1, further comprising:

displaying at least a portion of a card number associated with the stored-value card.

6. The method of claim 1, further comprising:

prompting the user for a call to action, wherein the call to action comprises adding value to the stored-value card, viewing available offers or coupons, viewing the electronic wallet, or combinations thereof.

7. The method of claim 1, further comprising:

confirming the stored-value card is activated.

8. The method of claim 1, further comprising:

receiving a purchase verification for the stored-value card.

9. The method of claim 1, wherein the credentials comprise a login and a password.

10. The method of claim 1, wherein the intelligent code comprises at least one of a barcode;

a QR code;

an arrangement of numerals, letters, symbols, images, and/or colors;

an electromagnetic signal;

a mechanical wave;

or combinations thereof.

11. The method of claim 1, wherein the URL comprises a retailer identifier, a card number, a PIN, or combinations thereof.

12. The method of claim 1, wherein the request to add a stored-value card to an electronic wallet is received by scanning of the intelligent code on a physical card.

13. A system comprising:

a computer device to receive a request to add a stored-value card to an electronic wallet, wherein the request is facilitated by interpreting an intelligent code, wherein the intelligent code directs a user to a URL for an electronic wallet website;

to prompt a user for credentials to enter the electronic wallet website, to determine possession of the stored-value card, to determine whether the stored-value card already exists in the electronic wallet, and to add the stored-value card to the electronic wallet.

14. The system of claim 13, the computer device to determine a possession of the stored-value card

15. The system of claim 14, the computer device to determine a possession of the stored-value card by:

requesting a PIN for the stored-value card;

receiving an entered PIN; and

determining the entered PIN is valid.

16. The system of claim 13, the computer device to display a balance for the stored-value card after ownership is verified.

17. The system of claim 13, the computer device to display at least a portion of a card number associated with the stored-value card.

18. The system of claim 13, the computer device to prompt the user for a call to action, wherein the call to action comprises adding value to the stored-value card, viewing available offers or coupons, viewing the electronic wallet, or combinations thereof.

19. The system of claim 13, the computer device to confirm the stored-value card is activated.

20. The system of claim 13, the computer device to receive a purchase verification for the stored-value card.

21. The system of claim 13, wherein the credentials comprise a login and a password.

22. The system of claim 13, wherein the intelligent code comprises at least one of a barcode;

a QR code;

an arrangement of numerals, letters, symbols, images, and/or colors;

an electromagnetic signal;

a mechanical wave;

or combinations thereof.

23. The system of claim 13, wherein the URL comprises a retailer identifier, a card number, a PIN, or combinations thereof.

24. The system of claim 13, wherein the request to add a stored-value card to an electronic wallet is received by a scanning of the intelligent code on a physical card.