ELECTRONIC TRANSACTION NOTIFICATION SYSTEM AND METHOD
First Claim
1. A method comprising:
- ascertaining a device identifier associated with a request received from a user device to engage in a transaction using authentication information;
comparing the device identifier associated with the request to a plurality of known device identifiers previously associated with the authentication information; and
delivering a notification for a user associated with the authentication information, if the device identifier is not among the plurality of known device identifiers,wherein contact information for delivering the notification is based on contact information for at least one previous transaction that meets a selection criteria and that is associated with the authentication information.
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Accused Products
Abstract
Systems and method are provided for delivering notifications to user regarding use of their authentication information. The delivery of notifications involves ascertaining a device identifier associated with a request received from a user device to engage in a transaction using the authentication information and comparing this device identifier associated with the request to a plurality of known device identifiers previously associated with the authentication information. Thereafter, a notification for a user associated with the authentication information can be generated and delivered, if the device identifier is not among the plurality of known device identifiers. In the systems and methods, contact information for delivering the notification is based on contact information for at least one previous transaction that meets a selection criteria and that is associated with the authentication information.
53 Citations
22 Claims
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1. A method comprising:
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ascertaining a device identifier associated with a request received from a user device to engage in a transaction using authentication information; comparing the device identifier associated with the request to a plurality of known device identifiers previously associated with the authentication information; and delivering a notification for a user associated with the authentication information, if the device identifier is not among the plurality of known device identifiers, wherein contact information for delivering the notification is based on contact information for at least one previous transaction that meets a selection criteria and that is associated with the authentication information. - View Dependent Claims (2, 3, 4, 5)
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6. A system, comprising:
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a transaction database for storing information associated with a plurality of known device identifiers; a transaction analysis module for ascertaining a device identifier associated with a request received from a user device to engage in a transaction using authentication information and comparing the device identifier associated with the request to a plurality of known device identifiers previously associated with the authentication information; and a notification module for delivering a notification for a user associated with the authentication information, wherein the transaction analysis module causes the notification module to deliver the notification if the device identifier is not among the plurality of known device identifiers, and wherein contact information for delivering the notification is based on contact information for at least one previous transaction that meets a selection criteria and that is associated with the authentication information. - View Dependent Claims (7, 8, 9, 10)
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11. A method comprising:
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identifying a universal unique identifier (UUID) associated with a user device providing user authentication information for performing an transaction; and determining whether the UUID for the user device is one of one or more known UUIDs previously used with the user authentication information; and if the UUID for the user device is not one of the known UUIDs, generating a notification for a user associated with at least one recent transaction associated with at least one of the known UUIDs, wherein a communications channel and a language for the notification is selected based on the at least one recent transaction. - View Dependent Claims (12, 13, 14, 15, 16)
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17. A computer-readable medium having stored thereon a plurality of instructions for performing a method comprising:
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identifying a device identifier associated with a user device providing user authentication information for performing an transaction; and determining whether the device identifier for the user device is one of a plurality of known device identifier previously used with the user authentication information; and if the device identified is not among the plurality of known identifiers, delivering a notification to a user associated with at least one recent transaction associated with at least one of the plurality of known device identifiers, wherein contact information and a language for the notification are selected based on the at least one recent transaction. - View Dependent Claims (18, 19, 20, 21, 22)
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Specification