Secure File Transfer with Electronic Payment Integration

• US 20130311356A1
• Filed: 05/15/2012
• Published: 11/21/2013
• Est. Priority Date: 05/15/2012
• Status: Abandoned Application

• Current Assignee: Biscom Incorporated
• Original Assignee: Biscom Incorporated
• Inventors: Ho, William J., Rahman, Sharif Mustafizur
• Application Number:
  US13/472,233
• Publication Number:
  US 20130311356A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/123 Shopping for digital content

Abstract

A system for securely transferring an electronic package from one user to another includes a mechanism for requiring payment from the recipient of an electronic package before the recipient is permitted to receive the package. The sender of an electronic package may specify one or more files to be included in the package, one or more recipients of the package, and an amount of a required payment. Each recipient is notified of the electronic package and prompted to provide payment. The system permits each recipient to download the electronic package only if that recipient provides the required payment. The sender may specify a different payment amount for each recipient. The sender may add, delete, and modify files within the package over time. When a recipient downloads the package, the files that are within the package at that time are provided to the recipient.

Claims

1. A method comprising:

(A) receiving, from a first sender, electronic transmission definition data representing an original electronic transmission, the electronic transmission definition data comprising;

(A)(1) a first recipient identifier specifying a first recipient of the original electronic transmission;

(A)(2) original message data; and

(A)(3) first payment data representing a first required payment amount;

(B) receiving, from the first recipient, first payment data;

(C) attempting to obtain, based on the first payment data, a first payment in an amount equal to the first required payment amount; and

(D) making the original message data available to the first recipient only if the attempt to obtain the first payment from the first recipient succeeds.

2. The method of claim 1, further comprising:

(E) receiving, from a user other than the first recipient, a request for the original message data; and

(F) denying the request.

3. The method of claim 1, wherein (B) comprises:

(B)(1) transmitting a notification message to the first recipient;

(B)(2) receiving the first payment data from the first recipient in response to the notification message.

4. The method of claim 3, wherein the notification message comprises an email message.

5. The method of claim 1, wherein the original message data comprises text.

6. The method of claim 1, wherein the original message data comprises a file.

7. The method of claim 6, wherein the original message data comprises a plurality of files.

8. The method of claim 1, wherein (B) comprises:

(B)(1) determining whether an expiration time associated with the original electronic transmission has passed;

(B)(2) prompting the first recipient for the first payment data in response to determining that the expiration time has not passed; and

(B)(3) receiving the first payment data from the first recipient in response to the prompt.

9. The method of claim 1, wherein (B) comprises:

(B)(1) determining whether an availability time associated with the original electronic transmission has passed;

(B)(2) prompting the first recipient for the first payment data in response to determining that the availability time has passed; and

(B)(3) receiving the first payment data from the first recipient in response to the prompt.

10. The method of claim 1, wherein (A) comprises receiving the electronic transmission definition data from a plurality of senders, wherein the plurality of senders includes the first sender.

11. The method of claim 1, further comprising:

(E) making a second payment to the first sender in an amount based on the first required payment amount.

12. The method of claim 11, wherein (E) comprises making the second payment to the sender in an amount equal to the first required payment amount.

13. The method of claim 11, wherein (E) comprises:

(E)(1) deducting a portion of the first payment in an amount less than the first required payment amount;

(E)(2) making a third payment to a party other than the first sender and the first recipient in the amount of the deducted portion; and

(E)(3) making the second payment to the sender, wherein the amount of the second payment is equal to the amount of the first payment minus the amount of the deducted portion.

14. The method of claim 1, wherein the electronic transmission definition data comprises a plurality of recipient identifiers specifying a plurality of recipients of the original electronic package, wherein the plurality of recipient identifiers comprises the first recipient identifier.

15. The method of claim 14, further comprising:

(B) receiving, from the a second recipient specified by a second recipient identifier within the plurality of recipient identifiers, second payment data;

(C) attempting to obtain, based on the second payment data, a second payment in an amount equal to the first required payment amount; and

(D) making the original message data available to the second recipient only if the attempt to obtain the second payment from the second recipient succeeds.

16. The method of claim 14:

wherein the electronic transmission definition data further comprises second payment data representing a second required payment amount, wherein the first required payment amount differs from the second required payment amount, and wherein the method further comprises;

(B) receiving, from the a second recipient specified by a second recipient identifier within the plurality of recipient identifiers, second payment data;

(C) attempting to obtain, based on the second payment data, a second payment in an amount equal to the second required payment amount; and

(D) making the original message data available to the second recipient only if the attempt to obtain the second payment from the second recipient succeeds.

17. The method of claim 1, further comprising:

(E) receiving a request from the first recipient to obtain the original message data; and

(F) providing the original message data to the first recipient in response to the request, without requiring a second payment from the first recipient.

18. The method of claim 1, further comprising:

(E) receiving a request from the first recipient to obtain the original message data;

(F) receiving, from the first recipient, second payment data representing a second required payment amount, wherein the first required payment amount differs from the second required payment amount;

(G) attempting to obtain, based on the second payment data, a second payment in an amount equal to the first required payment amount; and

(H) making the original message data available to the first recipient only if the attempt to obtain the second payment from the first recipient succeeds.

19. The method of claim 1, further comprising:

(E) modifying the original message data in the electronic transmission to produce modified message data;

(E) receiving a request from the first recipient to obtain the electronic transmission; and

(F) providing the modified message data to the first recipient in response to the request.

20. The method of claim 1, further comprising:

(E) providing the original message data to the first recipient securely.

21. The method of claim 20, wherein (E) comprises transmitting the original message data to the first recipient using Secure Socket Layer (SSL).

22. The method of claim 20, wherein (E) comprises transmitting the original message data to the first recipient using HTTPS.

23. A non-transitory computer-readable medium having computer program instructions stored thereon, wherein the computer program instructions are executable by at least one computer processor to perform a method comprising:

(A) receiving, from a first sender, electronic transmission definition data representing an original electronic transmission, the electronic transmission definition data comprising;

(A)(1) a first recipient identifier specifying a first recipient of the original electronic transmission;

(A)(2) original message data; and

(A)(3) first payment data representing a first required payment amount;

(B) receiving, from the first recipient, first payment data;

(C) attempting to obtain, based on the first payment data, a first payment in an amount equal to the first required payment amount; and

(D) making the original message data available to the first recipient only if the attempt to obtain the first payment from the first recipient succeeds.

24. The computer-readable medium of claim 23, further comprising:

(E) receiving, from a user other than the first recipient, a request for the original message data; and

(F) denying the request.

25. The computer-readable medium of claim 23, wherein (B) comprises:

(B)(1) transmitting a notification message to the first recipient;

(B)(2) receiving the first payment data from the first recipient in response to the notification message.

26. The computer-readable medium of claim 25, wherein the notification message comprises an email message.

27. The computer-readable medium of claim 23, wherein the original message data comprises text.

28. The computer-readable medium of claim 23, wherein the original message data comprises a file.

29. The computer-readable medium of claim 28, wherein the original message data comprises a plurality of files.

30. The computer-readable medium of claim 23, wherein (B) comprises:

(B)(1) determining whether an expiration time associated with the original electronic transmission has passed;

(B)(2) prompting the first recipient for the first payment data in response to determining that the expiration time has not passed; and

(B)(3) receiving the first payment data from the first recipient in response to the prompt.

31. The computer-readable medium of claim 23, wherein (B) comprises:

(B)(1) determining whether an availability time associated with the original electronic transmission has passed;

(B)(2) prompting the first recipient for the first payment data in response to determining that the availability time has passed; and

(B)(3) receiving the first payment data from the first recipient in response to the prompt.

32. The computer-readable medium of claim 23, wherein (A) comprises receiving the electronic transmission definition data from a plurality of senders, wherein the plurality of senders includes the first sender.

33. The computer-readable medium of claim 23, further comprising:

(E) making a second payment to the first sender in an amount based on the first required payment amount.

34. The computer-readable medium of claim 33, wherein (E) comprises making the second payment to the sender in an amount equal to the first required payment amount.

35. The computer-readable medium of claim 33, wherein (E) comprises:

(E)(1) deducting a portion of the first payment in an amount less than the first required payment amount;

(E)(2) making a third payment to a party other than the first sender and the first recipient in the amount of the deducted portion; and

(E)(3) making the second payment to the sender, wherein the amount of the second payment is equal to the amount of the first payment minus the amount of the deducted portion.

36. The computer-readable medium of claim 23, wherein the electronic transmission definition data comprises a plurality of recipient identifiers specifying a plurality of recipients of the original electronic package, wherein the plurality of recipient identifiers comprises the first recipient identifier.

37. The computer-readable medium of claim 36, further comprising:

(B) receiving, from the a second recipient specified by a second recipient identifier within the plurality of recipient identifiers, second payment data;

(C) attempting to obtain, based on the second payment data, a second payment in an amount equal to the first required payment amount; and

(D) making the original message data available to the second recipient only if the attempt to obtain the second payment from the second recipient succeeds.

38. The computer-readable medium of claim 36:

wherein the electronic transmission definition data further comprises second payment data representing a second required payment amount, wherein the first required payment amount differs from the second required payment amount, and wherein the method further comprises;

(B) receiving, from the a second recipient specified by a second recipient identifier within the plurality of recipient identifiers, second payment data;

(C) attempting to obtain, based on the second payment data, a second payment in an amount equal to the second required payment amount; and

(D) making the original message data available to the second recipient only if the attempt to obtain the second payment from the second recipient succeeds.

39. The computer-readable medium of claim 23, further comprising:

(E) receiving a request from the first recipient to obtain the original message data; and

(F) providing the original message data to the first recipient in response to the request, without requiring a second payment from the first recipient.

40. The computer-readable medium of claim 23, further comprising:

(E) receiving a request from the first recipient to obtain the original message data;

(F) receiving, from the first recipient, second payment data representing a second required payment amount, wherein the first required payment amount differs from the second required payment amount;

(G) attempting to obtain, based on the second payment data, a second payment in an amount equal to the first required payment amount; and

(H) making the original message data available to the first recipient only if the attempt to obtain the second payment from the first recipient succeeds.

41. The computer-readable medium of claim 23, further comprising:

(E) modifying the original message data in the electronic transmission to produce modified message data;

(E) receiving a request from the first recipient to obtain the electronic transmission; and

(F) providing the modified message data to the first recipient in response to the request.

42. The computer-readable medium of claim 23, further comprising:

(E) providing the original message data to the first recipient securely.

43. The computer-readable medium of claim 42, wherein (E) comprises transmitting the original message data to the first recipient using Secure Socket Layer (SSL).

44. The computer-readable medium of claim 42, wherein (E) comprises transmitting the original message data to the first recipient using HTTPS.