MOBILE WALLET SYSTEM
First Claim
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1. A mobile wallet system for providing contextual services to a consumer, comprising:
- a mobile wallet on a mobile device associated with the consumer;
a payment platform for processing payment transactions by the mobile wallet;
a digital content service platform for providing digital content services to the mobile wallet; and
an analytics platform for controlling the digital content services provided to the mobile wallet based on collected consumer data.
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Abstract
A mobile wallet system providing contextual services to a consumer is described, comprising a mobile wallet on a mobile device associated with the consumer, a payment platform for processing payment transactions by the mobile wallet, a digital content service platform for providing digital content services to the mobile wallet, and an analytics platform for controlling the digital content services provided to the mobile wallet based on collected consumer data.
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Citations
25 Claims
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1. A mobile wallet system for providing contextual services to a consumer, comprising:
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a mobile wallet on a mobile device associated with the consumer; a payment platform for processing payment transactions by the mobile wallet; a digital content service platform for providing digital content services to the mobile wallet; and an analytics platform for controlling the digital content services provided to the mobile wallet based on collected consumer data. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 25)
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20. A method of providing contextual services in a mobile wallet system, the method comprising:
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collecting user information from a mobile wallet on a mobile device associated with the consumer; storing the collected user information as consumer profile data for the consumer; and providing digital content services to the consumer based on the consumer profile data. - View Dependent Claims (21, 24)
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22. A method of providing coupons and offers functionality in a mobile wallet system, the method comprising:
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providing a portal for storing digital coupons and offers, wherein retailers access the portal to provide a plurality of types of digital coupons and offers, and wherein consumers access the portal to request one or more types of digital coupons and offers; providing an analytics platform for receiving consumer data from the portal, the consumer data representative of requests from said consumers, wherein the analytics platform is operable to determine relevant digital coupons and offers for a consumer based on the received consumer data.
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23. A method of providing targeted advertisement functionality in a mobile wallet system, the method comprising:
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providing an advertisement filter for receiving a plurality of digital advertisements from a plurality of mobile advertisement platform providers, transmitting digital advertisements to one or more consumer devices, and monitoring consumer behaviour related to said transmitted digital advertisements; providing an analytics platform for receiving consumer data from the advertisement filter, the consumer data representative of consumer related behaviour related to digital advertisements, wherein the analytics platform is operable to determine relevant advertisements for a consumer based on the received consumer data.
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Specification