METHOD AND SYSTEM FOR CORRELATING DIVERSE TRANSACTION DATA
First Claim
1. A server computer comprising:
- a processor; and
a computer-readable medium coupled to the processor, the computer-readable medium comprising code executable by the processor for performing a method, the method comprising;
receiving first transaction data comprising a payment token or second transaction data comprising a primary account identifier, wherein the payment token is derived from the primary account identifier; and
providing a universal account identifier after receiving the payment token or the primary account identifier, wherein the universal account identifier is a substitute for the payment token and the primary account identifier.
1 Assignment
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Accused Products
Abstract
Embodiments of the present invention are directed to methods, systems, and apparatuses for matching e-commerce and physical point-of-sale transaction data. In one embodiment, a method includes receiving, by a computer, first transaction data comprising a payment token or second transaction data comprising a primary account identifier, wherein the payment token is derived from the primary account identifier, and providing, by the computer, a universal account identifier after receiving the payment token or the account identifier, wherein the universal account identifier is a substitute for the payment token and the primary account identifier.
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Citations
20 Claims
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1. A server computer comprising:
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a processor; and a computer-readable medium coupled to the processor, the computer-readable medium comprising code executable by the processor for performing a method, the method comprising; receiving first transaction data comprising a payment token or second transaction data comprising a primary account identifier, wherein the payment token is derived from the primary account identifier; and providing a universal account identifier after receiving the payment token or the primary account identifier, wherein the universal account identifier is a substitute for the payment token and the primary account identifier. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method comprising:
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receiving, by a computer, transaction data comprising a payment token or second transaction data comprising a primary account identifier, wherein the payment token is derived from the primary account identifier; and providing, by the computer, a universal account identifier after receiving the payment token or the primary account identifier, wherein the universal account identifier is a substitute for the payment token and the primary account identifier. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A server computer comprising:
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a processor; and a computer-readable medium coupled to the processor, the computer-readable medium comprising code executable by the processor for performing a method, the method comprising; receiving e-commerce transaction data including a payment token from a merchant computer; determining a primary account identifier associated with the payment token; determining a universal account identifier associated with the primary account identifier; and sending the universal account identifier to the merchant computer, wherein the merchant computer stores the universal account identifier in a database comprising e-commerce transaction data and retail transaction data. - View Dependent Claims (16, 17)
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18. A method comprising:
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receiving, by a computer, e-commerce transaction data including a payment token from a merchant computer; determining, by the computer, a primary account identifier associated with the payment token; determining, by the computer, a universal account identifier associated with the primary account identifier; and sending, by the computer, the universal account identifier to the merchant computer, wherein the merchant may store the universal account identifier in a database comprising e-commerce transaction data and retail transaction data, wherein the universal account identifier is associated with a consumer'"'"'s e-commerce transaction data and retail transaction data. - View Dependent Claims (19, 20)
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Specification