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SYSTEM AND METHOD FOR PROACTIVE UNDERWRITING USING SOCIAL DATA

  • US 20130339065A1
  • Filed: 06/14/2013
  • Published: 12/19/2013
  • Est. Priority Date: 06/14/2012
  • Status: Active Grant
First Claim
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1. A computer implemented insurance processing method, comprising:

  • monitoring, by a processor, a plurality of social media data sources;

    identifying, by a processor, an action by an entity that matches at least a first trigger rule, the action by an entity performed on one of said plurality of monitored data sources;

    selecting, by a processor, a proactive underwriting template associated with said at least first trigger rule, said proactive underwriting template defining a plurality of required data items;

    automatically collecting, by a processor, data associated with said plurality of required data items;

    performing, by a processor, a proactive underwriting analysis using said collected data; and

    rendering, by a processor, an underwriting determination based on said proactive underwriting analysis.

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