System and Method for Conducting Delegated Payments
2 Assignments
0 Petitions
Accused Products
Abstract
The present disclosure involves an electronic device. The electronic device includes a user interface configured to receive an input from, and display output to, a user. The electronic device includes a memory storage configured to store programming code. The electronic device includes a computer processor operatively coupled to the memory storage. The computer processor component is configured to execute the computer programming code to perform the following operations: approving a group of contacts of the user as delegated buyers; receiving, through the user interface, an alert that one of the contacts is within a predefined geographical range of a remote merchant; requesting the contact to buy merchandise from the merchant on behalf of the user; establishing a secure electronic payment channel with a mobile communications device of the contact; and transferring, via the secure electronic payment channel, funds to the contact for buying the merchandise on behalf of the user.
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Citations
29 Claims
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1-6. -6. (canceled)
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7. An apparatus comprising a non-transitory computer readable medium comprising executable instructions that when executed by a processor, causes the processor to perform the steps of:
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receiving, by a second mobile communications device of a buyer, an electronic notification that a first mobile communications device of a delegated purchaser is in proximity of a remote merchant that is remotely located from the buyer; sending, by the second mobile communications device to the first mobile communications device, a request to purchase on behalf of the buyer a product from the merchant; receiving, by the second mobile communications device, confirmation from the first mobile communications device that the product is ready to be purchased; and sending, by the second mobile communications device via a secure electronic payment channel, funds for purchasing the product to the first mobile communications device; wherein the processor that executes the steps of the receiving the electronic notification, the sending the request, the receiving the confirmation, and the sending the funds is a processor of a second mobile communications device of the buyer. - View Dependent Claims (8, 9, 10, 11, 12, 13, 14)
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15. A method of conducting an electronic transaction, comprising:
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receiving, by a second mobile communications device of a buyer, an electronic notification that a first mobile communications device of a delegated purchaser is in proximity of a remote merchant that is remotely located from the buyer; sending, by the second mobile communications device to the first mobile communications device, a request to purchase on behalf of the buyer a product from the merchant to the first mobile communications device; receiving, by the second mobile communications device, confirmation from the first mobile communications device that the product is ready to be purchased; and sending, by the second mobile communications device via a secure electronic payment channel, funds for purchasing the product to the first mobile communications device; wherein the receiving the electronic notification, the sending the request, the receiving the confirmation, and the sending the funds are each performed by one or more electronic processors of a second mobile communications device of the buyer. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22)
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23. An electronic device, comprising:
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a user interface component configured to receive an input from, and display output to, a user; a non-transitory computer readable medium comprising executable instructions; and a computer processor communicatively coupled to the non-transitory computer readable medium, wherein the computer processor executes the executable instructions to perform the steps of; receiving an electronic notification that a mobile communications device is in proximity of a remote merchant that is remotely located from the buyer, wherein the mobile communications device is a portable electronic device of a delegated purchaser; sending, in response to input from a buyer, a request to the mobile communications device asking the delegated purchaser to purchase an item from the merchant on behalf of the buyer; receiving confirmation from the mobile communications device that the item is ready to be purchased by the delegated purchaser; establishing a secure electronic payment channel with the mobile communications device; sending, via the secure electronic payment channel, funds for purchasing the item to the delegated purchaser via the mobile communications device; and thereafter terminating the secure electronic payment channel. - View Dependent Claims (24, 25, 26, 28, 29)
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27. (canceled)
Specification