Personal Communications Applications, Devices and Systems

• US 20130346317A1
• Filed: 06/26/2012
• Published: 12/26/2013
• Est. Priority Date: 06/26/2012
• Status: Abandoned Application

• Current Assignee: Tareq Augustino Korkis
• Original Assignee: Tareq Augustino Korkis
• Inventors: Korkis, Tareq Augustino
• Application Number:
  US13/533,705
• Publication Number:
  US 20130346317A1
• Time in Patent Office: Days
• US Class Current: 705/67
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/38215 Use of certificates or encrypted proofs of transaction rights
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/12 Accounting
• CPC Class Codes: G06Q 40/123 Tax preparation or submission
• CPC Class Codes: G07F 17/24 for parking meters

Abstract

A client device may receive an offer from a tandem device. The offer may include an indication of a location and a cost. In response to receiving the offer, the client device may display a representation of the offer. The client device may receive acceptance of the offer. In response to receiving the acceptance of the offer, the client device may transmit an indication of the acceptance to the tandem device. The indication may include an encrypted payment token, and the encrypted payment token may include an encrypted instruction to (i) debit a first account associated with the client device based on the cost, and (ii) credit a second account associated with the tandem device based on the cost.

Claims

1. A method comprising:

a client device receiving an offer from a tandem device, wherein the offer includes an indication of a location and a cost;

in response to receiving the offer, the client device displaying a representation of the offer;

the client device receiving acceptance of the offer; and

in response to receiving the acceptance of the offer, the client device transmitting an indication of the acceptance to the tandem device, wherein the indication includes an encrypted payment token, and wherein the encrypted payment token includes an encrypted instruction to (i) debit a first account associated with the client device based on the cost, and (ii) credit a second account associated with the tandem device based on the cost.

2. The method of claim 1, further comprising:

the client device receiving a payment verification message, wherein the payment verification message includes an indication that (i) the first account has been debited by the cost, and (ii) the second account has been credited based on the cost; and

in response to receiving the payment verification message, the client device displaying an indication that the payment of the cost has been verified.

3. The method of claim 1, wherein the second account is credited for an amount that is less than the cost.

4. The method of claim 3, wherein the amount is a service cost for a service associated with the acceptance of the offer, and wherein a difference between the cost and the amount includes a tax cost for a tax associated with the acceptance of the offer.

5. The method of claim 4, wherein the first account and the second account are accessible to a computing system, wherein the computing system debits the first account and credits the second account, the method further comprising:

the computing system debiting the first account by the cost;

the computing system crediting the second account by the service cost; and

the computing system transmitting the tax cost to a governmental entity.

6. The method of claim 5, wherein the client device and the tandem device communicate via a wireless link, wherein the tandem device and the computing device communicate via one or more wireline links, and wherein the client device communicates with the computing system via the tandem device.

7. The method of claim 1, wherein the offer is an offer to facilitate parking a vehicle associated with the client device, wherein the location is of a parking facility, wherein the cost is of parking the vehicle at the parking facility, and wherein the acceptance of the offer identifies a space in the parking facility.

8. The method of claim 7, wherein the client device is configured to be able to display (i) the make, model and year of the vehicle, (ii) a license plate number of the vehicle, and (iii) a registration status of the vehicle.

9. The method of claim 1, wherein the offer is an offer to facilitate the purchase of fuel at a fueling facility, wherein the location is of the fueling facility, wherein the cost is of a unit of fuel at the fueling facility, and wherein the acceptance of the offer identifies a pump at the fueling facility.

10. A method comprising:

a tandem device broadcasting an offer, wherein the offer includes an indication of a location and a cost;

the tandem device receiving, from a client device, an acceptance of the offer and an encrypted payment token, wherein the encrypted payment token includes an encrypted instruction to (i) debit a first account associated with the client device by the cost, and (ii) credit a second account associated with the tandem device based on the cost;

in response to receiving the acceptance of the offer, the tandem device transmitting a verification request to a computing system, wherein the verification request includes indications of the location, the cost, and the encrypted payment token; and

in response to receiving a payment verification from the computing system, the tandem device transmitting the payment verification to the client device, wherein the payment verification verifies a payment associated with the verification request.

11. The method of claim 10, further comprising:

the tandem device transmitting a tax payment indication to the computing system, wherein the tax payment indication includes a sales tax associated with the acceptance of the offer.

12. The method of claim 11, wherein the computing system includes the tax payment in a tax deduction calculated for an entity associated with the second account.

13. The method of claim 10, wherein the second account is credited for an amount that is less than cost.

14. The method of claim 10, wherein the computing system debits the first account and credits the second account.

15. The method of claim 10, wherein the client device and the tandem device communicate via a wireless link, wherein the tandem device and the computing device communicate via one or more wireline links, and wherein the client device communicates with the computing system via the tandem device.

16. A computing system comprising:

a processor;

data storage; and

program instructions, stored in the data storage, when executed by the processor cause the computing system to perform operations comprising;

receiving a representation of a transaction from a tandem device, wherein the transaction occurred between a client device and the tandem device, and wherein the transaction is associated with a cost;

determining that the cost includes a service cost and a tax cost, wherein the service cost is a payment from a first entity associated with the client device to a second entity associated with the tandem device, and wherein the tax cost is a payment for the transaction to a first governmental entity; and

in response to determining that the cost includes a service cost and a tax cost, (i) debiting the cost from a first account associated with the first entity, (ii) crediting the service cost to a second account associated with the second entity, (iii) crediting at least part of the tax cost to a third account associated with the second entity, and (iv) reporting the credited tax cost to the first governmental entity.

17. The computing system of claim 16, wherein crediting at least part of the tax cost to a third account associated with the second entity comprises:

crediting a first part of the tax cost to the third account; and

crediting a second part of the tax cost to a fourth account associated with the second entity.

18. The computing system of claim 17, wherein reporting the credited tax cost to the first governmental entity comprises:

reporting the first part of the tax cost to the first governmental entity; and

reporting the second part of the tax cost to a second governmental entity.

19. The computing system of claim 18, wherein the first governmental entity is a state governmental entity and the second governmental entity is a federal governmental entity.

20. The computing system of claim 16, wherein the transaction facilitated parking a vehicle associated with the client device at a parking facility associated with the tandem device, wherein the service cost is for parking the vehicle at the parking facility, and wherein the tax cost is a tax on parking the vehicle at the parking facility.