PROPERTY RECORD DOCUMENT DATA VERIFICATION SYSTEMS AND METHODS

• US 20140010466A1
• Filed: 03/11/2013
• Published: 01/09/2014
• Est. Priority Date: 03/17/2006
• Status: Active Grant

• Current Assignee: First American Financial Corporation
• Original Assignee: The First American Corporation (CoreLogic Incorporated)
• Inventors: Newcomer, Daniel A., Seely, Jon Scott, Branham, Dennis Lee, Kosan, Paul
• Granted Patent: US 9,152,859 B2
• Time in Patent Office: Days
• US Class Current: 382/229
• CPC Class Codes: G06F 16/23 Updating
• CPC Class Codes: G06F 16/5866 using information manually generated, e.g. tags, keywords, comments, manually generated location and time information
• CPC Class Codes: G06F 16/93 Document management systems
• CPC Class Codes: G06V 30/416 Extracting the logical structure, e.g. chapters, sections or page numbers; Identifying elements of the document, e.g. authors
• CPC Class Codes: G06V 30/418 Document matching, e.g. of document images

Abstract

A data verification system is configured to verify machine-recognized data elements acquired during a machine-implemented data acquisition process. The system includes a data verification workstation, an image server, and a data entry server. The data verification workstation is configured to obtain document images from the image server, present portions of document images to an operator, wherein the document images include text, and receive input from the operator based on the text. The input includes data elements. The data verification workstation is also configured to acquire machine-recognized data elements from the data entry server. The machine-recognized data elements were acquired from the document image during a machine-implemented data acquisition process based on the text. The data verification workstation is also configured to compare the data elements received from the operator to the machine-recognized data elements and selectively prompt the operator to re-input the data elements based on the comparison.

Claims

1. A non-transitory machine-readable medium for verifying chain-of-title in real estate documents, the medium having instructions stored thereon which, when executed by a machine, cause the machine to:

receive a current title document image for real property in an electronic form, wherein the current title document image includes at least a grantor field and text;

automatically determine a grantor of the real property from the grantor field of the current title document image;

search one or more real property title databases for preceding title data that precedes the current title document image in a chain of title for the real property, wherein the preceding title data includes at least a grantee field;

determine a grantee in the preceding title data from the grantee field;

compare the grantor and the grantee to determine if the grantor and the grantee are substantially similar;

determine a document type associated with the current title document image;

identify a first set of rules based at least in part on;

the document type, and

a recording jurisdiction in which the real property is located;

identify, based on the first set of rules, a plurality of candidate data strings in the current title document image for validation;

identify, based on the first set of rules, a plurality of target data strings stored remotely at a validation server;

compare the plurality of candidate data strings to the plurality of target data strings to determine if the current title document image is valid according to the first set of rules, and a second set of rules that are updated dynamically as the plurality of candidate data strings and the plurality of target data strings are compared; and

in response to the grantor and the grantee set forth in the plurality of candidate data strings and the plurality of target data strings being substantially similar, and based on a determination that the current title document image is valid, certify that the real property has a valid chain of title.