Method, Device, and System of Accessing Online Accounts

• US 20140012733A1
• Filed: 09/12/2013
• Published: 01/09/2014
• Est. Priority Date: 12/18/2009
• Status: Abandoned Application

• Current Assignee: Google LLC (Alphabet Inc.)
• Original Assignee: Joel Vidal
• Inventors: VIDAL, JOEL
• Application Number:
  US14/025,771
• Publication Number:
  US 20140012733A1
• Time in Patent Office: Days
• US Class Current: 705/37
• CPC Class Codes: G06F 21/31 User authentication
• CPC Class Codes: G06Q 10/107 Computer-aided management of electronic mailing [e-mailing]
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: G06Q 40/04 Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
• CPC Class Codes: H04L 51/212 using filtering or selective blocking
• CPC Class Codes: H04L 51/222 using geographical location information, e.g. messages transmitted or received in proximity of a certain spot or area
• CPC Class Codes: H04L 51/42 Mailbox-related aspects, e.g. synchronisation of mailboxes
• CPC Class Codes: H04L 51/48 Message addressing, e.g. address format or anonymous messages, aliases
• CPC Class Codes: H04L 63/083 using passwords cryptographic mechanisms or cryptographic arrangements for entity authentication using a predetermined code H04L9/3226
• CPC Class Codes: H04L 63/0838 using one-time-passwords

Abstract

Device, system, and method of accessing electronic mail. For example, a computerized method includes: receiving an identifier of an email account, and a password; if the password matches a first reference password previously stored in association with said email account, then authorizing a substantially full access to said email account; if the password matches a second reference password previously stored in association with said email account, then authorizing a restricted access to said email account.

Claims

1-34. -34. (canceled)

35. A method comprising:

during a session in which a user is logged-in to an online account by using a first user-selected password, receiving from the user a designation of a second user-selected password for said online account, wherein the second user-selected password comprises a single-use password;

in a subsequent login process to said online account, receiving from the user (a) an identifier of the online account and (b) a password;

if the password matches the first user-selected password associated with said online account, then authorizing a full access to said online account;

if the password matches the second user-selected password associated with said online account, then;

(A) authorizing a restricted access to said online account;

(B) upon termination of a session of said restricted access to said online account, causing expiration of the second user-selected password and maintaining validity of the first user-selected password;

wherein the method is to be implemented by an electronic device comprising at least a hardware component.

36. The method of claim 35, wherein the online account comprises an online account selected from the group consisting of:

an electronic mail (email) account,

an online Instant Messaging (IM) account,

an online chat account,

a social network account,

an online gaming account,

a user account at an online merchant,

an online banking account,

an online securities account,

an online trading account,

an online brokerage account.

37. The method of claim 35, wherein authorizing the restricted access to the online account comprises:

authorizing a read-only access to the online account, which (A) authorizes reading of one or more content items in said online account and (B) un-authorizes composing of one or more new items in said online account.

38. The method of claim 35, wherein the online account comprises an online securities account;

wherein authorizing the restricted access to the online account comprises;

authorizing only to view information at said online securities account, and un-authorizing to perform any transactions in said online securities account.

39. The method of claim 35, wherein the online account comprises an online securities account;

wherein authorizing the restricted access to the online account comprises;

authorizing only to sell previously-purchased securities, and un-authorizing to purchase any securities.

40. The method of claim 35, wherein the online account comprises an online securities account;

wherein authorizing the restricted access to the online account comprises;

authorizing to liquidate one or more financial positions, and un-authorizing to create any new financial positions.

41. The method of claim 35, wherein the online account comprises an online Instant Messaging (IM) account;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said Instant Messaging (IM) account.

42. The method of claim 35, wherein the online account comprises an online social network account;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said online social network account.

43. The method of claim 35, wherein the online account comprises an online gaming account;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said online gaming account.

44. The method of claim 35, wherein the online account comprises an online banking account;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said online banking account.

45. The method of claim 35, wherein the online account comprises an online trading account for trading at least one of:

stocks, shares, bonds, options, securities, commodities, financial instruments;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said online trading account.

46. The method of claim 35, wherein the online account comprises an online banking account;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said online banking account;

wherein said restricted access (A) authorizes to make one or more bill payments, and (B) un-authorizes to performed wire transfers.

47. The method of claim 35, wherein the online account comprises a user account at an online merchant;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant;

wherein said restricted access (A) authorizes to review previous purchases, and (B) un-authorizes to place new purchases.

48. The method of claim 35, wherein the online account comprises a user account at an online merchant;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant;

wherein said restricted access (A) authorizes to cancel one or more previous purchases, and (B) un-authorizes to place new purchases.

49. The method of claim 35, wherein the online account comprises a user account at an online merchant;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant;

wherein said restricted access (A) authorizes to check status of one or more previous purchases, and (B) un-authorizes to place new purchases.

50. The method of claim 35, wherein the online account comprises a user account at an online merchant;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant;

wherein said restricted access (A) authorizes to re-purchase one or more items that were previously purchased by said user from said online merchant, and (B) un-authorizes to place other purchases.

51. The method of claim 35, wherein the online account comprises a user account at an online merchant;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant;

wherein said restricted access (A) authorizes to place a purchase order for one or more items that cost below a pre-defined threshold, and (B) un-authorizes to place other new purchase orders.

52. The method of claim 35, wherein the online account comprises a user account at an online merchant;

wherein authorizing the restricted access to the online account comprises authorizing a restricted access to said user account at said online merchant;

wherein said restricted access (A) authorizes to place one or more purchase orders for one or more items of a first type, and (B) un-authorizes to place purchase orders for items of a second type.

53. A computing device comprising:

a processor operable to execute a method, the method comprising;

during a session in which a user is logged-in to an online account by using a first user-selected password, receiving from the user a designation of a second user-selected password for said online account, wherein the second user-selected password comprises a single-use password;

in a subsequent login process to said online account, receiving from the user (a) an identifier of the online account and (b) a password;

if the password matches the first user-selected password associated with said online account, then authorizing a full access to said online account;

if the password matches the second user-selected password associated with said online account, then;

(A) authorizing a restricted access to said online account;

(B) upon termination of a session of said restricted access to said online account, causing expiration of the second user-selected password and maintaining validity of the first user-selected password.

54. The computing device of claim 53, wherein the online account comprises an online account selected from the group consisting of:

an electronic mail (email) account,

an online Instant Messaging (IM) account,

an online chat account,

a social network account,

an online gaming account,

a user account at an online merchant,

an online banking account,

an online securities account,

an online trading account,

an online brokerage account.

55. A non-transitory storage medium having stored thereon instructions that, when executed by a processor, cause the processor to perform a method which comprises:

during a session in which a user is logged-in to an online account by using a first user-selected password, receiving from the user a designation of a second user-selected password for said online account, wherein the second user-selected password comprises a single-use password;

in a subsequent login process to said online account, receiving from the user (a) an identifier of the online account and (b) a password;

if the password matches the first user-selected password associated with said online account, then authorizing a full access to said online account;

if the password matches the second user-selected password associated with said online account, then;

(A) authorizing a restricted access to said online account;

(B) upon termination of a session of said restricted access to said online account, causing expiration of the second user-selected password and maintaining validity of the first user-selected password;

wherein the method is to be implemented by an electronic device comprising at least a hardware component.

56. The non-transitory storage medium of claim 55, wherein the online account comprises an online account selected from the group consisting of:

an electronic mail (email) account,

an online Instant Messaging (IM) account,

an online chat account,

a social network account,

an online gaming account,

a user account at an online merchant,

an online banking account,

an online securities account,

an online trading account,

an online brokerage account.