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COMMUNICATION PROTOCOL FOR ELECTRONIC FUNDS TRANSFER SYSTEMS

  • US 20140019339A1
  • Filed: 12/21/2012
  • Published: 01/16/2014
  • Est. Priority Date: 12/21/2011
  • Status: Abandoned Application
First Claim
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1. A system for converting internationally initiated banking messages into domestic banking transactions comprising:

  • (a) a central computer system;

    (b) at least one terminal adapted to receive banking messages;

    (c) first communications means for exchanging transmitting information between said terminal and said central computer system;

    (d) second communication means for receiving information from more than one of said terminals; and

    (e) look up means coupled between said central computer system and one or more external databases for converting messaging codes from one banking system into corresponding codes from different banking systems to enable a transfer of funds among accounts including overseas funds accounts and domestic funds accounts;

    whereby funds can be transferred between a domestic destination account and both domestic and international accounts.

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