Consumer Health Incentive Program
First Claim
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1. A computer implemented system for sustaining healthcare consumerism comprising:
- a database, wherein the database contains pricing information for a medical service;
a reference price for the medical service;
an application configured to determine the reference price for the medical service; and
an incentive engine configured to incentivize a policy holder to obtain the medical service at a price lower than the reference price for the medical service.
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Abstract
A computer implemented system for sustaining healthcare consumerism. The computer implemented system comprises a database, wherein the database contains pricing information for a medical service, a reference price for the medical service, an application configured to determine the reference price for the medical service, and an incentive engine configured to incentivize a policy holder to obtain the medical service at a price lower than the reference price for the medical service.
15 Citations
20 Claims
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1. A computer implemented system for sustaining healthcare consumerism comprising:
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a database, wherein the database contains pricing information for a medical service; a reference price for the medical service; an application configured to determine the reference price for the medical service; and an incentive engine configured to incentivize a policy holder to obtain the medical service at a price lower than the reference price for the medical service. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A computer implemented method for sustaining healthcare consumerism comprising:
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compiling pricing information about a range of prices charged for a medical service by a plurality of medical service providers; establishing a reference price for the medical service based at least in part on the pricing information for the medical service; analyzing a price differential between the reference price for the medical service and a price a policy holder paid for the medical service; and providing a rebate to the policy holder when the analysis indicates that the policy holder obtained the medical service at a price lower than the reference price for the medical service, wherein the rebate is determined at least in part by the price differential between the reference price for the medical service and the price the policy holder paid for the medical service. - View Dependent Claims (8, 9, 10, 11, 12, 13)
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14. A computer implemented system for managing healthcare costs comprising:
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a database, wherein the database contains pricing information for a medical service; a reference price for the medical service; an algorithm configured to establish the reference price for the medical service; an application configured to perform the algorithm; and an incentive configured to incentivize a policy holder to obtain the medical service at a price lower than the reference price for the medical service. - View Dependent Claims (15, 16, 17, 18, 19, 20)
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Specification