MULTIFUNCTION SMART CARD
First Claim
1. A smart card comprising:
- a memory configured to store identification (ID) information of at least one of a payment card and a near field communication (NFC) tag at a first memory sector and to store associated information for providing a related service as the payment card and the NFC tag at predetermined memory sectors; and
a control processor configured to operate with a NFC tag applet invoked in response to an associated selection signal from the user terminal and to provides the ID information and the associated information as the NFC tag to the user terminal.
1 Assignment
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Accused Products
Abstract
The disclosure is related to providing a payment processing service and a near field communication (NFC) tag processing service through the single smart card. The smart card may store identification (ID) information of one of a payment card and a NFC tag at a first memory sector and store associated information for providing a related service as the payment card and the NFC tag at predetermined memory sectors. The smart card may be also implemented with a NFC tag applet providing the ID information and the associated information as the NFC tag to the user terminal. The smart card may be recognized as the NFC tag while storing the ID information for the payment card at the first memory sector in the memory or as the payment card while storing the ID information for the NFC tag at the first memory sector in the memory.
186 Citations
20 Claims
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1. A smart card comprising:
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a memory configured to store identification (ID) information of at least one of a payment card and a near field communication (NFC) tag at a first memory sector and to store associated information for providing a related service as the payment card and the NFC tag at predetermined memory sectors; and a control processor configured to operate with a NFC tag applet invoked in response to an associated selection signal from the user terminal and to provides the ID information and the associated information as the NFC tag to the user terminal. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method of a user terminal for providing one of a payment processing service and a near field communication (NFC) tag processing service through single smart card, the method comprising:
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recognizing the smart card as a NFC tag when identification (ID) information of a payment card is stored in a first memory sector of a memory in the smart card; and recognizing the smart card as a payment card when ID information of a NFC tag is stored in the first memory sector of the memory in the smart card. - View Dependent Claims (14, 15, 16, 17)
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18. A user terminal of providing a payment processing service and a near field communication (NFC) tag processing service through single smart card, the user terminal comprising:
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a sensor configured to regularly scan surrounding area for sensing the smart card and to transmit an activation signal according to an operation mode of the user terminal; a payment card processor configured to activate in response to the activation signal from the sensor when the operation mode of the user terminal is a payment processing mode and to recognize the smart card as a payment card when identification (ID) information of a NFC tag is stored in a first memory sector of a memory in the smart card; and a NFC tag processor configured to activate in response to the activation signal from the sensor when the operation mode of the user terminal is a NFC tag processing mode and to recognize the smart card as a NFC tag when ID information of a payment card is stored in the first memory sector of the memory in the smart card. - View Dependent Claims (19, 20)
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Specification