×

METHOD AND APPARATUS FOR PROVIDING AND PROCESSING INSTALLMENT PLANS AT A TERMINAL

  • US 20140046781A1
  • Filed: 10/22/2013
  • Published: 02/13/2014
  • Est. Priority Date: 03/21/1997
  • Status: Abandoned Application
First Claim
Patent Images

1. A method, comprising:

  • receiving, by a central controller in communication with at least one seller and comprising at least one processor, a purchase price of a transaction and a financial account identifier specifying a financial account used for the transaction;

    transmitting, by the central controller, at least one installment plan option for the transaction;

    receiving, by the central controller, a selection signal indicative of acceptance, by a user associated with the financial account, of one of the at least one installment plan options;

    determining, by the central controller, an installment charge amount;

    determining, by the central controller, a plurality of individual charges, each individual charge being for a respective purchase price of a purchase applied to the financial account; and

    generating, by the central controller, a bill for the financial account, the bill including at least one installment charge amount, the at least one installment charge amount including the determined installment charge amount.

View all claims
  • 3 Assignments
Timeline View
Assignment View
    ×
    ×