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ACCEPTING A CHECK DEPOSIT FROM A MOBILE DEVICE IN COMMUNICATION WITH AN AUTOMATED TELLER MACHINE

  • US 20140046842A1
  • Filed: 08/09/2013
  • Published: 02/13/2014
  • Est. Priority Date: 08/09/2012
  • Status: Active Grant
First Claim
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1. An apparatus, comprising:

  • an automated banking machine that operates to cause financial transfers responsive at least in part to data read from data bearing records, the automated banking machine comprises;

    a card reader operative to read card data from a card associated with a user that correspond to a financial account,an input device operative to receive inputs from a user, a cash dispenser operative to selectively cause cash stored in the machine to be accessible to the associated user, andan automated banking machine computer operatively coupled with the card reader and the input device,wherein the automated banking machine computer is operable to obtain card data from a card associated with the associated user from the card reader, and determine from the card data a financial account for conducting a transaction;

    wherein the automated banking machine computer is operable to receive data representative of a check from the input device; and

    wherein the data representative of the check corresponds to check data that was sent from a mobile device to a remote computer associatively coupled with the automated banking machine computer via a communication path that does not include the automated banking machine.

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