ELECTRONIC RECEIPT SAVER SYSTEM

• US 20140052618A1
• Filed: 08/15/2013
• Published: 02/20/2014
• Est. Priority Date: 08/16/2012
• Status: Abandoned Application

• Current Assignee: Robert N. Ross, Vadim Drozd
• Original Assignee: Robert N. Ross, Vadim Drozd
• Inventors: Ross, Robert N., Drozd, Vadim
• Application Number:
  US13/967,341
• Publication Number:
  US 20140052618A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/047 using payment protocols involving electronic receipts

Abstract

Disclosed is an electronic receipt saver system for monetary transactions and return transactions comprising: a unique consumer access coded device having a kit including an individual card, a key fob, and software for personal computing devices. The consumer access coded device can be hosted on selected debit cards and credit cards. The electronic receipt saver system enables a consumer to archive monetary transactions into a single secured database accessible to the consumer via the computing devices to view and organize electronic receipts for financial records.

Claims

1. An electronic receipt saver system comprising:

a consumer access coded device for generating an electronic receipt for a monetary transaction made by a consumer, and

a receipt saver secure database for archiving said electronic receipt;

wherein said consumer access coded device is uniquely associated with the consumer and said electronic receipt, said electronic receipt being transmitted electronically during said monetary transactions to said receipt saver secure database, said receipt saver secure database being accessible to the consumer via a computing device to view and organize said electronic receipt.

2. The electronic receipt saver system of claim 1 wherein said computing device comprises at least one of:

a wired personal computer, a wireless personal computers, and a personal mobile computing device.

3. The electronic receipt saver system of claim 1 wherein said consumer access coded device comprises a card having a magnetic strip.

4. The electronic receipt saver system of claim 1 wherein said consumer access coded device comprises an electronic key fob.

5. The electronic receipt saver system of claim 1 wherein said consumer access coded device comprises said computing device having downloaded software.

6. The electronic receipt saver system of claim 5 wherein said computing device comprises at least one of:

a wired personal computer, a wireless personal computers, and a personal mobile computing device.

7. The electronic receipt saver system of claim 1 wherein said monetary transaction comprises at least one of;

a cash transaction, a check transaction, an ATM transaction, an online transaction, a debit card transaction, a credit card transaction, and a return transaction.

8. The electronic receipt saver system of claim 1 wherein said consumer access coded device comprises a host debit card or a host credit card utilized by the consumer.

9. An electronic receipt saver system comprising:

a consumer access coded device for archiving an electronic receipt from at least one of a cash transaction, a check transaction, a debit card transaction, a credit card transaction, and a return transaction made by a consumer,

wherein said consumer access coded device is uniquely associated with the consumer and said electronic receipt,

and wherein said electronic receipts are transmitted electronically during said cash transactions, check transactions, debit cards transactions, credit card transactions, and return transactions, to a receipt saver secure database accessible to the consumer via a computing device to view and organize said electronic receipts.

10. The electronic receipt saver system of claim 9 wherein said computing device comprises one of a wired personal computer, a wireless personal computer, and a personal mobile computing device.

11. The electronic receipt saver system of claim 9 wherein said consumer access coded device is comprises a card having a magnetic strip.

12. The electronic receipt saver system of claim 9 wherein said consumer access coded device comprises an electronic key fob.

13. The electronic receipt saver system of claim 9 wherein said consumer access coded device comprises said computing device having down loaded software.

14. The electronic receipt saver system of claim 9 wherein said consumer access coded device comprises a host debit card or a host credit card utilized by the consumer.

15. The electronic receipt saver system of claim 12 wherein said computing device comprises one of a wired personal computer, a wireless personal computer, and a personal mobile computing device.

16. An electronic receipt saver system comprising:

a consumer access coded kit including a card with magnetic strip, an electronic key fob, and downloadable software on a personal computing device for archiving an electronic receipt for a monetary transaction made by a consumer,

wherein a consumer access coded kit is uniquely associated with the consumer and said electronic receipts, and said consumer'"'"'s electronic receipts are transmitted electronically during said monetary transaction to a receipt saver secure database accessible to the consumer via a computing device to view and organize said electronic receipt for future returns and financial records.

17. The electronic receipt saver system of claim 16 wherein said computing device comprises one of a wired personal computer, a wireless personal computer, and a personal mobile computing device.