PROVIDING TARGETED OFFERS ON FINANCIAL TRANSACTION RECEIPTS
First Claim
1. A computer system comprising the following:
- one or more processors;
system memory;
one or more computer-readable storage media having stored thereon computer-executable instructions that, when executed by the one or more processors, cause the computing system to perform a method for aggregating product savings into a quick response (QR) code, the method comprising the following;
scanning one or more items that are provided for sale by a retailer, the scanning resulting in one or more portions of scanning information;
sending the scanning information for the scanned items to a second computer system to determine whether coupons or price discounts apply to the scanned items;
receiving one or more coupons or price discounts for the scanned items from the second computer system; and
aggregating each of the received coupons or price discounts into a QR code that is presentable by a customer at a point of sale to redeem the coupon or price discount for the scanned items.
3 Assignments
0 Petitions
Accused Products
Abstract
Embodiments are directed to aggregating product savings into a quick response (QR) code and to providing a targeted offer via a financial transaction receipt. In one scenario, a computer system scans various items that are provided for sale by a retailer. The scanning resulting in scanning information that corresponds to the scanned items. The computer system sends the scanning information for the scanned items to a second computer system to determine whether coupons or price discounts apply to the scanned items. The computer system then receives coupons or price discounts for the scanned items from the second computer system and aggregates each of the received coupons or price discounts into a QR code that is presentable by a customer at a point of sale to redeem the coupon or price discount for the scanned items.
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Citations
21 Claims
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1. A computer system comprising the following:
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one or more processors; system memory; one or more computer-readable storage media having stored thereon computer-executable instructions that, when executed by the one or more processors, cause the computing system to perform a method for aggregating product savings into a quick response (QR) code, the method comprising the following; scanning one or more items that are provided for sale by a retailer, the scanning resulting in one or more portions of scanning information; sending the scanning information for the scanned items to a second computer system to determine whether coupons or price discounts apply to the scanned items; receiving one or more coupons or price discounts for the scanned items from the second computer system; and aggregating each of the received coupons or price discounts into a QR code that is presentable by a customer at a point of sale to redeem the coupon or price discount for the scanned items. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A computer system comprising the following:
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one or more processors; system memory; one or more computer-readable storage media having stored thereon computer-executable instructions that, when executed by the one or more processors, cause the computing system to perform a method for providing a targeted offer via a financial transaction receipt, the method comprising the following; receiving an indication that a user has initiated a financial transaction, the indication including one or more portions of identification information corresponding to the user; identifying the user using the received identification information; processing the financial transaction initiated by the user using at least one stored value account associated with the user; and providing a receipt for the transaction, the receipt including at least one targeted offer that is specifically selected for the user based on at least a portion of the user'"'"'s identification information. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A computer system comprising the following:
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one or more processors; system memory; one or more computer-readable storage media having stored thereon computer-executable instructions that, when executed by the one or more processors, cause the computing system to perform a method for providing a targeted offer via a financial transaction receipt, the method comprising the following; receiving an indication that a user has initiated a financial transaction, the indication including one or more portions of identification information corresponding to the user; identifying the user using the received identification information; generating a perishable, encrypted token that is to be used in the financial transaction initiated by the user; sending the perishable, encrypted token to the user; processing the financial transaction initiated by the user using at least one stored value account associated with the user; and providing a receipt for the transaction, the receipt including at least one targeted offer that is specifically selected for the user based on at least a portion of the user'"'"'s identification information.
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Specification