Transaction Verification System
First Claim
1. A system comprising:
- a terminal for performing an authenticated user-initiated transaction by a current user and generating transaction data including a user identity generated in association with the authenticated user-initiated transaction;
a camera for capturing image data of a user performing an authenticated transaction at the terminal;
an analytics server connected to the terminal via network, the analytics server comprising at least a processing circuit for processing image data from the camera, the analytics server being configured to;
extract user characteristic features from the image data associated with authenticated transactions;
iteratively update a user database of the user characteristic features over multiple authenticated transactions;
computing with the processing circuit a match score based upon preset rules for the user characteristic features relating to a current user performing a current transaction with the user characteristic features associated with an authenticated user, the authenticated user being established in dependence upon the user identity; and
determining whether to raise an alarm when the match score fails to meet a threshold value.
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Accused Products
Abstract
An analytics server for use in a transaction system with a terminal for performing authenticated user-initiated transactions and generating transaction data including a user identity associated with each transaction and a camera for capturing image data of a user performing an authenticated transaction at the terminal is configured to extract user characteristic features from the image data associated with authenticated transactions and iteratively update a user database of the user characteristic features over multiple authenticated transactions. The analytics server is further configured to compute a match score, based on preset rules, of the user characteristic features for a current transaction with the user characteristic features associated with a current user stored in the user database, and raise an alarm when the match score fails to meet a threshold value.
106 Citations
24 Claims
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1. A system comprising:
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a terminal for performing an authenticated user-initiated transaction by a current user and generating transaction data including a user identity generated in association with the authenticated user-initiated transaction; a camera for capturing image data of a user performing an authenticated transaction at the terminal; an analytics server connected to the terminal via network, the analytics server comprising at least a processing circuit for processing image data from the camera, the analytics server being configured to; extract user characteristic features from the image data associated with authenticated transactions; iteratively update a user database of the user characteristic features over multiple authenticated transactions; computing with the processing circuit a match score based upon preset rules for the user characteristic features relating to a current user performing a current transaction with the user characteristic features associated with an authenticated user, the authenticated user being established in dependence upon the user identity; and determining whether to raise an alarm when the match score fails to meet a threshold value. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A system comprising:
an analytics server for connecting to a network comprising at least a processing circuit, the analytics server being configured to; receive image data from a camera connected to the network for capturing image data of a user performing an authenticated transaction at a terminal also connected to the network; receive transaction data from the terminal, the transaction data including a user identity generated in association with the authenticated user-initiated transaction performed by a current user; extract user characteristic features from the image data associated with authenticated transactions; iteratively update a user database of the user characteristic features over multiple authenticated transactions; compute with the processing circuit a match score based upon preset rules for the user characteristic features relating to a current user performing a current transaction with the user characteristic features associated with an authenticated user, the authenticated user being established in dependence upon the user identity; and determining whether to raise an alarm when the match score fails to meet a threshold value. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18)
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19. A method comprising:
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receiving at a server comprising at least a processing circuit image data from a camera connected to a network, the captured image data relating to a current user performing an authenticated transaction at a terminal also connected to the network; receiving at the server transaction data from the terminal, the transaction data including a user identity generated in association with the authenticated user-initiated transaction performed by the current user; extracting with the processing circuit user characteristic features from the image data associated with authenticated transaction; iteratively updating with the processing circuit a user database of the user characteristic features over multiple authenticated transactions; computing with the processing circuit a match score based upon preset rules for the user characteristic features relating to a current user performing a current transaction with the user characteristic features associated with an authenticated user, the authenticated user being established in dependence upon the user identity; and determining with the processing circuit whether to raise an alarm when the match score fails to meet a threshold value. - View Dependent Claims (20, 21, 22, 23, 24)
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Specification