METHOD AND SYSTEM FOR MULTIPLE PASSCODE GENERATION
First Claim
1. A system for activating a plurality of passcode generators on a user device, the system comprising:
- a user device configured to receive a passcode application from a provisioning server;
the passcode application configured to receive, via the user device;
first passcode information from a first provider interface;
second passcode information from a second provider interface;
third passcode information from a third provider interface;
a first passcode generator defined by the first provider interface; and
a second passcode generator defined by the second provider interface;
wherein the user device is configured to;
generate a first passcode configured as a user passcode for a first provider using the first passcode generator and the first passcode information;
generate a second passcode configured as a user passcode for a second provider using the second passcode generator and the second passcode information; and
generate a third passcode configured as a user passcode for a third provider using one of the first and second passcode generators and the third passcode information.
1 Assignment
0 Petitions
Accused Products
Abstract
This invention relates to a method and a system for generating user passcodes for each of a plurality of transaction providers from a mobile user device. A method and system for activating a plurality of passcode generators on a user device configured with a passcode application installed on the user device is provided. Each of the passcode generators may correspond to a different user account or transaction provider, such that each passcode generator provides a user passcode configured for the corresponding account or transaction provider. One or more of the passcode generators may include a passcode generating algorithm and a passcode key. Access to one or more of the passcode generators may require providing a PIN or a challenge.
10 Citations
20 Claims
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1. A system for activating a plurality of passcode generators on a user device, the system comprising:
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a user device configured to receive a passcode application from a provisioning server; the passcode application configured to receive, via the user device; first passcode information from a first provider interface; second passcode information from a second provider interface; third passcode information from a third provider interface; a first passcode generator defined by the first provider interface; and a second passcode generator defined by the second provider interface; wherein the user device is configured to; generate a first passcode configured as a user passcode for a first provider using the first passcode generator and the first passcode information; generate a second passcode configured as a user passcode for a second provider using the second passcode generator and the second passcode information; and generate a third passcode configured as a user passcode for a third provider using one of the first and second passcode generators and the third passcode information. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method for activating a plurality of passcode generators on a user device, comprising:
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receiving on a user device a passcode application; receiving on the user device a first passcode generator defined by a first provider; receiving on the user device a second passcode generator defined by a second provider; activating the first passcode generator to generate a first passcode configured as a user passcode for a transaction between a user and the first provider; activating the second passcode generator on the user device to generate a second passcode configured as a user passcode for a transaction between a user and the second provider; and activating one of the first passcode generator and the second passcode generator to provide a third passcode configured as a user passcode for a transaction between the user and a third provider, using the passcode application. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. A tangible, non-transitory computer-readable medium having instructions stored thereon that when executed by a processor perform a method for activating a plurality of passcode generators on a user device, the method comprising:
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receiving on a user device a passcode application; receiving on the user device a first passcode generator defined by a first provider; receiving on the user device a second passcode generator defined by a second provider; activating the first passcode generator to generate a first passcode configured as a user passcode for a transaction between a user and the first provider; activating the second passcode generator on the user device to generate a second passcode configured as a user passcode for a transaction between a user and the second provider; and activating one of the first passcode generator and the second passcode generator to provide a third passcode configured as a user passcode for a transaction between the user and a third provider, using the passcode application. - View Dependent Claims (20)
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Specification