PAYMENT APPLICATION DOWNLOAD TO MOBILE PHONE AND PHONE PERSONALIZATION
First Claim
Patent Images
1. A method comprising:
- providing, by a computer-based system for personalizing a device and in response to a user contacting a web-hosting environment using a URL, a resource file to the device over a wireless network,wherein, in response to receiving the resource file, the device installs the software module in a first internal memory of the device, wherein the device comprises the first internal memory, a second internal memory and a secure memory element; and
in response to the software module being executed by the device, providing, by the computer-based system, a personalization file to the device over the wireless network,wherein the personalization file is stored in the second internal memory of the device,wherein, based upon instructions included in the resource file, the personalization file is copied to the secure memory element of the device and deleted from the second internal memory, andwherein the software module accesses the personalization file in the secure memory element in order to enable the device to operate as a financial transaction instrument.
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Abstract
A method and system of personalizing a mobile phone over a wireless network is provided. The method is fast, reliable, and eliminates the need for an uninterrupted online connection to a host server in order to achieve successful download of user information. With the method and system, a mobile phone can be personalized for various purposes, such as for conducting financial transactions.
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Citations
20 Claims
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1. A method comprising:
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providing, by a computer-based system for personalizing a device and in response to a user contacting a web-hosting environment using a URL, a resource file to the device over a wireless network, wherein, in response to receiving the resource file, the device installs the software module in a first internal memory of the device, wherein the device comprises the first internal memory, a second internal memory and a secure memory element; and in response to the software module being executed by the device, providing, by the computer-based system, a personalization file to the device over the wireless network, wherein the personalization file is stored in the second internal memory of the device, wherein, based upon instructions included in the resource file, the personalization file is copied to the secure memory element of the device and deleted from the second internal memory, and wherein the software module accesses the personalization file in the secure memory element in order to enable the device to operate as a financial transaction instrument. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A system comprising:
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a web-hosting environment containing a software module; a memory; the memory communicating with a processor for personalizing a device over a wireless network; and the processor, when executing the software module, performs operations comprising; providing, by the processor and in response to a user contacting a web-hosting environment using a URL, a resource file to the device over a wireless network, wherein, in response to receiving the resource file, the device installs the software module in a first internal memory of the device, wherein the device comprises the first internal memory, a second internal memory and a secure memory element; and in response to the software module being executed by the device, providing, by the processor, a personalization file to the device over the wireless network, wherein the personalization file is stored in the second internal memory of the device, wherein, based upon instructions included in the resource file, the personalization file is copied to the secure memory element of the device and deleted from the second internal memory, and wherein the software module accesses the personalization file in the secure memory element in order to enable the device to operate as a financial transaction instrument. - View Dependent Claims (12, 13, 14, 15, 16, 17)
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18. A non-transitory computer-readable storage medium (CRM) having computer-executable instructions stored thereon that, in response to being executed by a computer for personalizing a device over a wireless network, cause the computer to perform operations comprising:
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providing, by the computer and in response to a user contacting a web-hosting environment using a URL, a resource file to the device over a wireless network, wherein, in response to receiving the resource file, the device installs the software module in a first internal memory of the device, wherein the device comprises the first internal memory, a second internal memory and a secure memory element; and in response to the software module being executed by the device, providing, by the computer, a personalization file to the device over the wireless network, wherein the personalization file is stored in the second internal memory of the device, wherein, based upon instructions included in the resource file, the personalization file is copied to the secure memory element of the device and deleted from the second internal memory, and wherein the software module accesses the personalization file in the secure memory element in order to enable the device to operate as a financial transaction instrument. - View Dependent Claims (19, 20)
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Specification