SYSTEM AND METHOD OF A SMARTCARD TRANSACTION WITH BIOMETRIC SCAN RECOGNITION
First Claim
Patent Images
1. A smartcard transaction system comprising:
- a smartcard having an integrated circuit device, said integrated circuit device comprising an account application, said account application being configured to store information associated with an account beneficiary; and
said account application comprising a partner file structure, wherein said partner file structure provides write access to a field within said partner file structure for a first partnering organization in response to verification of a proffered biometric scan sample and denies write access to said field within said partner file structure for a second partnering organization.
3 Assignments
0 Petitions
Accused Products
Abstract
A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to verify the identity of said user, and detecting a proffered biometric at a sensor to obtain a proffered biometric sample. The method additionally comprises verifying the proffered biometric sample and authorizing a transaction to continue upon verification of the proffered biometric sample.
111 Citations
20 Claims
-
1. A smartcard transaction system comprising:
-
a smartcard having an integrated circuit device, said integrated circuit device comprising an account application, said account application being configured to store information associated with an account beneficiary; and said account application comprising a partner file structure, wherein said partner file structure provides write access to a field within said partner file structure for a first partnering organization in response to verification of a proffered biometric scan sample and denies write access to said field within said partner file structure for a second partnering organization. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
-
-
13. A method comprising:
-
authorizing, by a computer-based system configured to facilitate biometric security using a proffered biometric scan sample in a smartcard transaction system, a transaction to proceed in response to verification of said proffered biometric scan sample; enabling, by said computer-based system, write access to a field within a partner file structure in response to verification of said proffered biometric scan sample and in response to a request by a first partnering organization; denying, by said computer-based system, write access to said field within said partner file structure in response to a request by a second partnering organization; and transferring, by said computer-based system, information related to said partner file structure to facilitate said transaction. - View Dependent Claims (14, 15, 16, 17, 18, 19)
-
-
20. An article of manufacture including a non-transitory, tangible computer readable medium having instructions stored thereon that, in response to execution by a computer-based system configured to facilitate biometric security using a proffered biometric scan sample in a smartcard transaction system, cause said computer-based system to perform operations comprising:
-
authorizing, by said computer-based system, a transaction to proceed in response to verification of said proffered biometric scan sample; enabling, by said computer-based system, write access to a field within a partner file structure in response to verification of said proffered biometric scan sample and in response to a request by a first partnering organization; denying, by said computer-based system, write access to said field within said partner file structure in response to a request by a second partnering organization; and transferring, by said computer-based system, information related to said partner file structure to facilitate said transaction.
-
Specification