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SYSTEM FOR ANONYMOUS FUNDS TRANSFER USING ADHOC STAGING ACCOUNTS

  • US 20140095383A1
  • Filed: 12/11/2013
  • Published: 04/03/2014
  • Est. Priority Date: 10/20/2011
  • Status: Abandoned Application
First Claim
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1. A computer-implemented method of making an anonymous funds transfer from a first mobile device to a recipient device, the method comprising:

  • providing to a host server, confirmation of receipt of funds for a funds transfer from a sender along with recipient device particulars and fund transfer instructions, wherein the receipt of funds is associated with a transfer amount; and

    communicating at least a transaction id representing the funds transfer to a recipient device for notifying a recipient;

    allowing identification of the funds transfer based at least on the transaction id, thereby enabling redemption of the transfer amount by the recipient;

    delivering the transfer amount or a subset thereof to the recipient upon successfully verifying the transaction id; and

    communicating a notification to the first mobile device of the sender regarding the successful delivery of the transfer amount to the recipient.

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