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METHODS AND SYSTEMS FOR CONDUCTING REMOTE POINT OF SALE TRANSACTIONS

  • US 20140101036A1
  • Filed: 10/10/2013
  • Published: 04/10/2014
  • Est. Priority Date: 10/10/2012
  • Status: Abandoned Application
First Claim
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1. A method for operating a mobile device to conduct a transaction, comprising:

  • obtaining, by a mobile device operating a mobile payment application, a transaction payload from a merchant;

    extracting a payment gateway identifier from the transaction payload and establishing a secure communication channel with a payment gateway identified by said payment gateway identifier;

    receiving, from said payment gateway, item data associated with said transaction, said item data obtained by said payment gateway from said merchant; and

    receiving, from a user operating said mobile device, a confirmation to complete said transaction using a payment account associated with said user and transmitting said confirmation to said payment gateway with payment account credentials associated with said payment account.

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