Systems and Methods for Expense Management

• US 20140108210A1
• Filed: 03/14/2013
• Published: 04/17/2014
• Est. Priority Date: 10/16/2012
• Status: Abandoned Application

• Current Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Chelst, Azriel, Mangeney, Estelle, Pham, Lee, Ibrahim, David, Manne, Melissa
• Application Number:
  US13/827,605
• Publication Number:
  US 20140108210A1
• Time in Patent Office: Days
• US Class Current: 705/30
• CPC Class Codes: G06Q 20/023 the neutral party being a clearing house
• CPC Class Codes: G06Q 20/047 using payment protocols involving electronic receipts

Abstract

The present disclosure includes a system for expense management. The method may include authenticating a user to a user account, retrieving a unique id (GUID) associated with the user, receiving (from a user device associated with the user) a digital copy of a receipt, and associating the digital copy of the receipt with the GUID. The method may further comprise requesting a record of charge (ROC) associated with the GUID, receiving a record of charge (ROC) associated with a GUID, and/or matching, by the computer-based system, the image of the receipt to the ROC based upon the GUID and information acquired from the digital copy of the receipt.

Claims

1. A method comprising:

authenticating, by a computer-based system for expense management, a user to a user account;

retrieving, by the computer-based system and in response to the authenticating, a unique id (GUID) associated with the user;

receiving, by the computer-based system and from a user device associated with the user, a digital copy of a receipt; and

associating, by the computer-based system, the digital copy of the receipt with the GUID.

2. The method of claim 1, further comprising requesting, by the computer-based system, a record of charge (ROC) associated with the GUID.

3. The method of claim 1, further comprising:

receiving, by the computer-based system, a record of charge (ROC) associated with a GUID; and

matching, by the computer-based system, the image of the receipt to the ROC based upon the GUID and information acquired from the digital copy of the receipt.

4. The method of claim 1, further comprising receiving, by the computer-based system, a plurality of ROCs that were generated within a requested time period.

5. The method of claim 1, further comprising receiving, by the computer-based system, a plurality of ROCs that were generated within a proximity to a specified geographic location.

6. The method of claim 1, further comprising providing, by the computer-based system, an interface displaying transaction details matched to a digital copy of a receipt.

7. The method of claim 1, further comprising providing, by the computer-based system, an interface displaying a plurality of digital copies of receipts.

8. The method of claim 1, further comprising providing, by the computer-based system, an interface displaying a plurality of matched copies of receipts and a plurality of unmatched copies of receipts.

9. An article of manufacture including a non-transitory, tangible computer readable storage medium having instructions stored thereon that, in response to execution by a computer-based system for expense management, cause the computer-based system to perform operations comprising:

authenticating, by a computer-based system for expense management, a user to a user account;

retrieving, by the computer-based system and in response to the authenticating, a unique id (GUID) associated with the user;

receiving, by the computer-based system and from a user device associated with the user, a digital copy of a receipt; and

associating, by the computer-based system, the digital copy of the receipt with the GUID.

10. The article of claim 9, further comprising requesting, by the computer-based system, a record of charge (ROC) associated with the GUID.

11. The article of claim 9, further comprising:

receiving, by the computer-based system, a record of charge (ROC) associated with a GUID; and

matching, by the computer-based system, the image of the receipt to the ROC based upon the GUID and information acquired from the digital copy of the receipt.

12. The article of claim 9, further comprising receiving, by the computer-based system, at least one of:

a plurality of ROCs that were generated within a requested time period and a plurality of ROCs that were generated within a proximity to a specified geographic location.

13. The article of claim 9, further comprising providing, by the computer-based system, an interface displaying transaction details matched to a digital copy of a receipt.

14. The article of claim 9, further comprising providing, by the computer-based system, an interface displaying a plurality of digital copies of receipts.

15. The article of claim 9, further comprising providing, by the computer-based system, an interface displaying a plurality of matched copies of receipts and a plurality of unmatched copies of receipts.

16. A system comprising:

a processor for expense management,

a tangible, non-transitory memory configured to communicate with the processor,

the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising;

authenticating, by an authentication module coupled to the processor, a user to a user account;

retrieving, by the authentication module coupled to the processor and in response to the authenticating, a unique id (GUID) associated with the user;

receiving, by an associating module coupled to the processor and from a user device associated with the user, a digital copy of a receipt; and

associating, by the associating module coupled to the processor, the digital copy of the receipt with the GUID.

17. The system of claim 16, further comprising requesting, by the associating module coupled to the processor, a record of charge (ROC) associated with the GUID.

18. The system of claim 16, further comprising:

receiving, by the associating module coupled to the processor, a record of charge (ROC) associated with a GUID; and

matching, by the associating module coupled to the processor, the image of the receipt to the ROC based upon the GUID and information acquired from the digital copy of the receipt.

19. The system of claim 16, further comprising receiving, by the associating module coupled to the processor, at least one of a plurality of ROCs that were generated within a requested time period and a plurality of ROCs that were generated within a proximity to a specified geographic location.

20. The system of claim 16, further comprising providing, by a display module coupled to the processor, an interface displaying transaction details matched to a digital copy of a receipt.

21. The system of claim 16, further comprising providing, by a display module coupled to the processor, an interface displaying a plurality of matched copies of receipts and a plurality of unmatched copies of receipts.