SYSTEM AND METHOD FOR CREATING INSURANCE VIRTUAL AFFINITY GROUPS
First Claim
1. A computer-implemented insurance processing method, comprising:
- accessing, by a computer processor, at least a first characteristic of a virtual affinity group to be created;
creating, by the computer processor, the virtual affinity group based on the at least first characteristic;
receiving, by the computer processor, data indicative of a first insurance related benefit to be offered to said virtual affinity group;
receiving, by the computer processor, external data relating to individuals;
analyzing, by the computer processor, the external data to identify at least a first individual matching said at least first characteristic of the virtual affinity group; and
updating, by the computer processor, virtual affinity group membership data to include information identifying said at least first individual as being eligible for membership in the virtual affinity group.
1 Assignment
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Accused Products
Abstract
Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.
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Citations
20 Claims
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1. A computer-implemented insurance processing method, comprising:
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accessing, by a computer processor, at least a first characteristic of a virtual affinity group to be created; creating, by the computer processor, the virtual affinity group based on the at least first characteristic; receiving, by the computer processor, data indicative of a first insurance related benefit to be offered to said virtual affinity group; receiving, by the computer processor, external data relating to individuals; analyzing, by the computer processor, the external data to identify at least a first individual matching said at least first characteristic of the virtual affinity group; and updating, by the computer processor, virtual affinity group membership data to include information identifying said at least first individual as being eligible for membership in the virtual affinity group. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. An insurance computer system for creating a virtual affinity group, comprising:
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one or more insurance data storage devices including underwriting data and loss data; one or more insurance processors in communication with the one or more insurance data storage devices; an insurance memory in communication with the one or more insurance processors and storing insurance program instructions, the one or more insurance processors operative with the insurance program instructions to; access data indicative of at least a first characteristic of the virtual affinity group to be created; create the virtual affinity group based on the at least first characteristic; receive data indicative of a first insurance related benefit to be offered to said virtual affinity group; receive external data relating to individuals; analyze the external data to identify at least a first individual matching said at least first characteristic of the virtual affinity group; and update virtual affinity group membership data to include information identifying said at least first individual as being eligible for membership in the virtual affinity group. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
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19. A non-transitory computer readable medium having stored therein computer readable instructions that, upon execution by a computer processor, cause the computer processor to:
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access data indicative of a first characteristic of a virtual affinity group to be created; receive data indicative of a first insurance related benefit to be offered to said virtual affinity group; receive external data relating to individuals; analyze the external data to identify at least a first individual matching said at least first characteristic of the virtual affinity group; and update virtual affinity group membership data to include information identifying said at least first individual as being eligible for membership in the virtual affinity group. - View Dependent Claims (20)
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Specification