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Payment Processing Access Device and Method

  • US 20140114780A1
  • Filed: 10/22/2013
  • Published: 04/24/2014
  • Est. Priority Date: 10/22/2012
  • Status: Active Application
First Claim
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1. A payment processing device for processing payment from a consumer at a merchant location using a user device, the device comprising:

  • a presence detection module configured to detect presence of the user device at the merchant location; and

    a checkout module configured to communicate with a backend system to verify an identity of the user device, to receive payment information from the user device, and to transmit payment information to a merchant point-of sale (POS) system.

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