SYSTEMS AND METHODS TO FACILITATE AN OFFER CAMPAIGN BASED ON THE RESULT OF A COMPETITION

• US 20140129306A1
• Filed: 11/06/2013
• Published: 05/08/2014
• Est. Priority Date: 11/06/2012
• Status: Active Application

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Rappoport, Douglas Joseph, Kirkpatrick, Melinda Langdon, Marangu, Wesley Kimathi
• Application Number:
  US14/073,595
• Publication Number:
  US 20140129306A1
• Time in Patent Office: Days
• US Class Current: 705/14.14
• CPC Class Codes: G06Q 30/0212 Chance discounts or incentives

Abstract

Systems and methods configured to allow an offer campaign to be specified in connection with a competition on a social networking site. Users are classified into different groups based on a result of the competition; and the offer campaign provides different interaction experiences to users of different groups in accordance with the specification of the offer campaign.

Claims

1. A computer-implemented method, comprising:

transmitting, by a computing apparatus, a first message to a user enrolled in an offer campaign, the first message inviting the user to participate in a competition between a plurality of teams of users, the user being associated with a first team in the plurality of teams, the plurality of users being invited to participate in the competition;

in response to a determination that the first team wins the competition, providing an offer of a benefit to the user, and

associating the offer with a consumer payment account of the user;

monitoring, by the computing apparatus, transactions in the consumer payment account of the user to detect a transaction that satisfies benefit redemption requirements of the offer; and

in response to detecting an authorization request for the transaction that satisfies the benefit redemption requirements of the offer, providing, by the computing apparatus, the benefit of the offer to the transaction.

2. The method of claim 1, further comprising:

transmitting a second message to a communication reference of the user during authorization of the transaction that satisfies benefit redemption requirements of the offer, the second message notifying the user of application of the benefit to the transaction that satisfies benefit redemption requirements of the offer.

3. The method of claim 2, wherein the first message is configured to invite the user to provide a posting in a social networking site to advance the competition for the first team.

4. The method of claim 3, wherein a score of the first team is based on postings received in the social networking site for the first team.

5. The method of claim 4, wherein the postings received in the social networking site for the first team are from different users.

6. The method of claim 4, further comprising:

determining the score of the first team based on a count of the postings provided by users enrolled in the offer campaign for the first team.

7. The method of claim 4, further comprising:

determining the score of the first team based on a count of the postings provided by users in the first team.

8. The method of claim 4, further comprising:

determining the score of the first team based on a count of postings satisfying a predetermined condition set corresponding to the first team, wherein the plurality of teams correspond to a plurality of different condition sets.

9. The method of claim 4, wherein users not enrolled in the offer campaign are eligible to participate in the competition and provide postings to improves scores of the teams in the competition.

10. The method of claim 1, further comprising:

determining counts of a plurality of groups of postings in a social networking site, respective postings in each respective group of the plurality of groups of postings being required to satisfy a predetermined set of requirements to be included in the respective group corresponding to a respective team in the plurality of teams.

11. The method of claim 10, wherein the predetermined set of requirements are based at least in part on tags provided in the respective postings.

12. The method of claim 11, wherein the predetermined set of requirements are based at least in part on posting tags associated with the respective team.

13. The method of claim 1, further comprising:

receiving, in the computing apparatus, a specification of the offer campaign requiring a plurality of events linked with each other via prerequisite conditions, at least a first event of the events identifying the competition.

14. The method of claim 13, wherein the competition is based on activities on a social networking site.

15. The method of claim 13, further comprising:

identifying, by the computing apparatus, whether or not the user enrolled in the offer campaign satisfies requirements of the first event based on a result of the competition.

16. The method of claim 1, further comprises:

generating a trigger record identifying at least a portion of benefit redemption requirements;

wherein the monitoring of the transactions in the consumer payment account of the user to detect the transaction that satisfies benefit redemption requirements of the offer is based on the trigger record.

17. The method of claim 16, wherein the providing of the benefit includes initiating a statement credit to the consumer payment account of the user.

18. A non-transitory computer-storage medium storing instructions configured to instruct a computing apparatus to at least:

transmit, by a computing apparatus, a first message to a user enrolled in an offer campaign, the first message inviting the user to participate in a competition between a plurality of teams of users, the user being associated with a first team in the plurality of teams, the plurality of users being invited to participate in the competition;

in response to a determination that the first team wins the competition, provide an offer of a benefit to the user, and

associate the offer with a consumer payment account of the user;

monitor, by the computing apparatus, transactions in the consumer payment account of the user to detect a transaction that satisfies benefit redemption requirements of the offer; and

in response to detecting an authorization request for the transaction that satisfies the benefit redemption requirements of the offer, provide, by the computing apparatus, the benefit of the offer to the transaction.

19. A computing apparatus, comprising:

at least one microprocessor; and

a memory storing instructions configured to instruct the at least one microprocessor to perform operations, the computing apparatus including;

a data warehouse configured to store a communication reference in association with account data of a consumer payment account of a user enrolled in an offer campaign;

a message broker configured to generate a first message inviting the user to participate in a competition between a plurality of teams of users, the user being associated with a first team in the plurality of teams, the plurality of teams of users being invited to participate in the competition;

a media controller configured to transmit the first message to the communication reference;

a portal configured to determine that the first team wins the competition and in response store an offer of a benefit in the data warehouse in association with the consumer payment account; and

a transaction handler configured to monitor transactions in the consumer payment account of the user to detect a transaction that satisfies benefit redemption requirements of the offer, and provide the benefit of the offer to the transaction.

20. The computing apparatus of claim 19, wherein the portal is configured to determine a winning status of the first team by counting postings in a social networking site that satisfy a predetermined set of requirements.