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FINANCIAL TRANSACTION ROUTING

  • US 20140129358A1
  • Filed: 11/05/2012
  • Published: 05/08/2014
  • Est. Priority Date: 11/05/2012
  • Status: Abandoned Application
First Claim
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1. A method comprising:

  • receiving transaction data at a point of sale device;

    receiving a listing of a plurality of transaction applications at the point of sale device a from a transaction card;

    sending the plurality of transaction applications and at least a subset of the transaction data from the point of sale device to a host processor;

    receiving an indication of a recommended transaction application from the host processor, wherein the recommended transaction application is a preferred transaction applications from the plurality of transaction; and

    processing the transaction with the recommended transaction application.

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