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System and Method for Auto-Calibration and Auto-Correction of Primary and Secondary Motion for Telematics Applications via Wireless Mobile Devices

  • US 20140149145A1
  • Filed: 11/29/2012
  • Published: 05/29/2014
  • Est. Priority Date: 11/29/2012
  • Status: Abandoned Application
First Claim
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1. A mobile device for capturing motion data of a vehicle when the mobile device is travelling with the vehicle, the mobile device comprising:

  • at least one on-board sensor of the mobile device configured to collect orientation data and motion data;

    a processor;

    a non-transitory storage medium; and

    an orientation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to;

    an orientation of the mobile device relative to an orientation of the vehicle based at least on the orientation data collected by the at least one on-board sensor; and

    a transformation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to;

    receive motion data collected by the at least one onboard sensor; and

    transform the received motion data based on the orientation of the mobile device determined by an orientation algorithm to determine primary movement data of the mobile device by determining and removing secondary movement data of the mobile device, the primary movement data of the mobile device corresponding to motions of the vehicle, and the secondary movement data of the mobile device corresponding to changes in the orientation of the mobile device relative to the vehicle; and

    an insurance premium calculation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to;

    determine at least one driver interaction with the mobile device based on the determined secondary movement data; and

    calculate an insurance premium based at least on (a) the determined primary movement data corresponding to motion of the vehicle and (b) the determined at least one driver interaction with the mobile device.

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