System and Method for Auto-Calibration and Auto-Correction of Primary and Secondary Motion for Telematics Applications via Wireless Mobile Devices
First Claim
1. A mobile device for capturing motion data of a vehicle when the mobile device is travelling with the vehicle, the mobile device comprising:
- at least one on-board sensor of the mobile device configured to collect orientation data and motion data;
a processor;
a non-transitory storage medium; and
an orientation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to;
an orientation of the mobile device relative to an orientation of the vehicle based at least on the orientation data collected by the at least one on-board sensor; and
a transformation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to;
receive motion data collected by the at least one onboard sensor; and
transform the received motion data based on the orientation of the mobile device determined by an orientation algorithm to determine primary movement data of the mobile device by determining and removing secondary movement data of the mobile device, the primary movement data of the mobile device corresponding to motions of the vehicle, and the secondary movement data of the mobile device corresponding to changes in the orientation of the mobile device relative to the vehicle; and
an insurance premium calculation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to;
determine at least one driver interaction with the mobile device based on the determined secondary movement data; and
calculate an insurance premium based at least on (a) the determined primary movement data corresponding to motion of the vehicle and (b) the determined at least one driver interaction with the mobile device.
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Accused Products
Abstract
A mobile device for capturing motion data of a vehicle when the mobile device is travelling with the vehicle, the mobile device comprising: at least one sensor; a processor; a non-transitory storage medium; and an orientation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to determine an orientation of the mobile device relative to an orientation of the vehicle; and a transformation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to transform motion sensor data to remove secondary movement of the mobile device, which corresponds to the relative movement of the mobile device within the vehicle, and retain primary movement of the mobile device, which corresponds to the motion of the vehicle.
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Citations
27 Claims
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1. A mobile device for capturing motion data of a vehicle when the mobile device is travelling with the vehicle, the mobile device comprising:
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at least one on-board sensor of the mobile device configured to collect orientation data and motion data; a processor; a non-transitory storage medium; and an orientation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to;
an orientation of the mobile device relative to an orientation of the vehicle based at least on the orientation data collected by the at least one on-board sensor; anda transformation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to; receive motion data collected by the at least one onboard sensor; and transform the received motion data based on the orientation of the mobile device determined by an orientation algorithm to determine primary movement data of the mobile device by determining and removing secondary movement data of the mobile device, the primary movement data of the mobile device corresponding to motions of the vehicle, and the secondary movement data of the mobile device corresponding to changes in the orientation of the mobile device relative to the vehicle; and an insurance premium calculation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to; determine at least one driver interaction with the mobile device based on the determined secondary movement data; and calculate an insurance premium based at least on (a) the determined primary movement data corresponding to motion of the vehicle and (b) the determined at least one driver interaction with the mobile device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 26, 27)
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14. A tangible, non-transitory computer readable storage medium containing instructions that, when executed on by a processor, perform the following steps:
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determining the orientation of a mobile device relative to the orientation of a vehicle via collected mobile device orientation data and collected vehicle orientation data; transforming collected mobile device motion data in view of the determined orientation of the mobile device relative to the orientation of the vehicle so that the collected mobile device motion data corresponds to the motion of the vehicle; determining secondary movement data of the mobile device based at least on the collected mobile device orientation data and the collected mobile device motion data, the secondary movement data of the mobile device corresponding to changes in the orientation of the mobile device relative to the vehicle; determining at least one driver interaction with the mobile device based on the determined secondary movement data; and calculating an insurance premium based at least on (a) the collected mobile device motion data corresponding to the motion of the vehicle and (b) the determined at least one driver interaction with the mobile device. - View Dependent Claims (15, 16)
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17. A method for capturing telematics motion data of a vehicle via a mobile device located within the vehicle, the method comprising:
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collecting mobile device orientation data at a point in time; collecting vehicle orientation data at or after the point in time; determining the orientation of the mobile device relative to the orientation of the vehicle via the collected mobile device orientation data and the collected vehicle orientation data; collecting mobile device motion data during a period of time after the point in time of the collecting mobile device orientation data; transforming the collected mobile device motion data in view of the determined orientation of the mobile device relative to the orientation of the vehicle so that the collected mobile device motion data corresponds to the motion of the vehicle; determining secondary movement data of the mobile device based at least on the collected mobile device orientation data and the collected mobile device motion data, the secondary movement data of the mobile device corresponding to changes in the orientation of the mobile device relative to the vehicle; determining at least one driver interaction with the mobile device based on the determined secondary movement data; and calculating an insurance premium based at least on (a) the collected mobile device motion data corresponding to the motion of the vehicle and (b) the determined at least one driver interaction with the mobile device. - View Dependent Claims (18, 19, 20, 21, 22, 23, 24, 25)
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Specification