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Dynamic Delivery and Use of Electronic Incentives

  • US 20140156371A1
  • Filed: 02/10/2014
  • Published: 06/05/2014
  • Est. Priority Date: 04/01/2009
  • Status: Abandoned Application
First Claim
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1. A data processing system for issuing and redeeming incentives comprising:

  • A) a host server, wherein the host server comprises;

    an issuer portal, wherein the issuer portal is configured to allow a merchant to generate an incentive and a plurality of specifications associated with the incentive;

    an incentive database, wherein the incentive database comprises a plurality of incentives;

    a consumer portal, wherein the consumer portal is configured to allow a first consumer user to create a list of products;

    wherein the host server is configured to produce at least one matched incentive by comparing the list of products to the incentive database; and

    wherein the consumer portal is further configured to allow the first consumer user to make a selection from the at least one matched incentives;

    B) an issuer server,wherein the issuer server is configured to receive the selection from the host server;

    wherein the issuer server is further configured to verify the selection; and

    wherein the issuer server is further configured to transmit a verification confirmation;

    C) a point of sale system,wherein the point of sale system is configured to receive the selection from the consumer portal; and

    wherein the point of sale system is further configured to deduct a value associated with the selection upon receiving the verification confirmation;

    D) a retail server,wherein the retail server is configured to receive the verification confirmation from the issue server and transmit the verification confirmation to the point of sale system; and

    E) a network,wherein the network is configured to provide for transmission between the host server, the issuer server, and the retail server.

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