DATA READER

• US 20140158767A1
• Filed: 05/13/2013
• Published: 06/12/2014
• Est. Priority Date: 05/15/2012
• Status: Abandoned Application

• Current Assignee: Bphav LLC, iCache, Inc.
• Original Assignee: Bphav LLC
• Inventors: Ramaci, Jonathan E.
• Application Number:
  US13/892,866
• Publication Number:
  US 20140158767A1
• Time in Patent Office: Days
• US Class Current: 235/449
• CPC Class Codes: G06K 7/084 sensing magnetic material by relative movement detecting flux changes without altering its magnetised state
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/34 using cards, e.g. integrated circuit [IC] cards or magnetic cards
• CPC Class Codes: G06Q 20/363 with the personal data of a user
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G07F 7/0893 the card reader reading the card in a contactless manner

Abstract

Embodiments of the invention are directed to a data reader for reading data from a device associated with a user. In various embodiments, the data reader is or includes a magnetic strip reader, a chip card reader, a Near Field Communication device or other RFID device, an IR communication device or other communication device configured to read, extract or otherwise receive data or information associated with a user, such as financial data, personal data or otherwise. In some embodiments, the data reader reads financial data such as bank account data from a transaction device such as a bank card (credit and/or debit), a chip card or the like and communicates some or all the data to another device, such as a transaction apparatus and/or a mobile device of a user.

Claims

1. A data reader for capturing data from a user device, the data reader comprising:

a device reader for reading data from the user device; and

a connector in electrical communication with the device reader, the connector configured for communicating some or all the data read from the user device.

2. The data reader of claim 1, wherein the device reader comprises a magnetic strip reader for reading data from a magnetic strip of a card.

3. The data reader of claim 1, wherein the connector comprises a micro-USB connector.

4. The data reader of claim 3, wherein the micro-USB connector comprises a non-standard connection configuration, the connector comprising:

a first pin having a standard assignment of power is not assigned power.

5. The data reader of claim 4, wherein the micro-USB connector comprises:

a fourth pin having a standard assignment of unused is assigned power.

6. The data reader of claim 1, further comprising:

a memory device; and

a processing device configured to access computer readable program code stored in the memory device, the computer readable program code structured to cause the processing device to perform the steps of;

encoding some or all the data read from the device reader; and

initiating communication of the encoded data to a transaction device or a mobile device.

7. The data reader of claim 6, wherein the encoding comprises interleaving data read from multiple data areas.

8. The data reader of claim 7, wherein the multiple data areas are three tracks of a magnetic strip of a card.

9. The data reader of claim 6, wherein initiating communication comprises initiating communication of the encoded data as a data bitstream.

10. The data reader of claim 9, wherein initiating communication comprises initiating communication of a clock signal for use in decoding the encoded data bitstream.

11. The data reader of claim 1, further comprising:

a memory device; and

a processing device configured to access computer readable program code stored in the memory device, the computer readable program code structured to cause the processing device to perform the steps of;

determining identifying information from the read data;

retrieving stored identification information;

comparing the determined identifying information with the retrieved identification information;

if the determined identifying information matches the retrieved identification information, initiating communication of some or all the read data to a transaction device or a mobile device.

12. The data reader of claim 1, further comprising:

a memory device; and

a processing device configured to access computer readable program code stored in the memory device, the computer readable program code structured to cause the processing device to perform the steps of;

encrypting some or all the data read from the device reader; and

initiating communication of the encrypted data to a transaction device or a mobile device.

13. A computer program product comprising a non-transitory computer readable medium having computer executable instructions stored therein, the computer executable instructions configured to cause a processing device of a data reader to perform the steps of:

reading data from the user device; and

initiating communicating some or all the data read from the user device.

14. The computer program product of claim 13, wherein the computer executable instructions are configured to cause the processing device of the data reader to perform the steps of:

initiating reading data from a magnetic strip of a card.

15. The computer program product of claim 13, wherein the computer executable instructions are configured to cause the processing device of the data reader to perform the steps of:

encoding some or all the data read from the device reader; and

initiating communication of the encoded data to a transaction device or a mobile device.

16. The computer program product of claim 15, wherein the encoding comprises interleaving data read from multiple data areas.

17. The computer program product of claim 13, wherein the computer executable instructions are configured to cause the processing device of the data reader to perform the steps of:

initiating communication of the encoded data as a data bitstream.

18. The computer program product of claim 13, wherein the computer executable instructions are configured to cause the processing device of the data reader to perform the steps of:

initiating communication of a clock signal for use in decoding the encoded data bitstream.

19. The computer program product of claim 13, wherein the computer executable instructions are configured to cause the processing device of the data reader to perform the steps of:

determining identifying information from the read data;

retrieving stored identification information;

comparing the determined identifying information with the retrieved identification information;

if the determined identifying information matches the retrieved identification information, initiating communication of some or all the read data to a transaction device or a mobile device.

20. The computer program product of claim 13, wherein the computer executable instructions are configured to cause the processing device of the data reader to perform the steps of:

encrypting some or all the data read from the device reader; and

initiating communication of the encrypted data to a transaction device or a mobile device.