INTEGRATING FINANCIAL ACCOUNTS WITH SOCIAL NETWORKING

• US 20140164199A1
• Filed: 07/18/2013
• Published: 06/12/2014
• Est. Priority Date: 07/18/2012
• Status: Abandoned Application

• Current Assignee: Galileo Processing Incorporated
• Original Assignee: Galileo Processing Incorporated
• Inventors: WILKES, T. Clay
• Application Number:
  US13/945,872
• Publication Number:
  US 20140164199A1
• Time in Patent Office: Days
• US Class Current: 705/35
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 50/01 Social networking

Abstract

A computer-implemented method and system for integrating a financial account with at least one social networking account. A financial account to at least one user and may be assigned an identifier for the at least one social networking account. The identifier may, thus, be used to access information related to the financial account, to manage the financial account or to access funds in the financial account.

Claims

1. A method of integrating a financial account with at least one social networking service, comprising:

providing a financial account to at least one user; and

assigning an identifier for an account held on the at least one social networking service to the financial account to enable the at least one user to access the financial account using the identifier.

2. The method of claim 1, wherein providing a financial account to at least one user comprises providing at least one of a bank account and a line of credit to the at least one user.

3. The method of claim 2, wherein assigning an identifier for an account held on at least one social networking service to the financial account comprises assigning a username for the account held on the at least one social networking service to the financial account.

4. The method of claim 1, further comprising receiving a message from the at least one user through the at least one social networking service to enable the at least one user to access the financial account.

5. The method of claim 1, further comprising generating a code enabling access to the financial account, the code comprising at least one of a quick response code and a barcode.

6. The method of claim 5, further comprising transmitting the code to a mobile device of the at least one user in a format enabling display of the code on a screen of the mobile device.

7. The method of claim 1, wherein assigning an identifier for an account held on at least one social networking service to the financial account comprises assigning the identifier for an account held by the at least one user on at least one social networking service to the financial account.

8. The method of claim 1, further comprising matching the identifier contained in a message with the financial account provided to the at least one user, the message comprising a request for information related to the financial account.

11. The method of claim 8, wherein the identifier is not a financial account number.

12. The method of claim 8, wherein the payment request comprises a text-based post on a webpage of the social networking service.

13. The method of claim 8, wherein generating an electronic message comprising the information related to the financial account associated with the request comprises generating the electronic message comprising a quick response code comprising information for accessing the account.

14. The method of claim 13, wherein generating the electronic message comprising a quick response code comprising information for accessing the account comprising generating the quick response code storing information enabling a payment to be made from the financial account.

9. A method of processing a request related to a financial account, comprising:

receiving a request for information related to the financial account from a user via a communication from a client device, the request comprising an identifier for an account on at least one social networking service;

correlating the identifier for the account on the at least one social networking service with the financial account; and

generating an electronic message comprising the information related to the financial account associated with the request.

10. The method of claim 9, wherein correlating the identifier for the account on the at least one social networking service with the financial account comprises using a processor to correlate the identifier for the account on the at least one social networking service.

15. The method of claim 9, further comprising accessing the information related to the financial account associated with the request.

16. The method of claim 9, wherein receiving a request for information related to a financial account from a user comprises receiving a request for payment authorization.

17. A system for financial processing, comprising:

a processor configured to;

receive a request for payment for a transaction from a client device, the request comprising an identifier for an account on at least one social networking service;

correlate the identifier for the account on the at least one social networking service with a financial account; and

generating an electronic message comprising a code enabling payment for the transaction.