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SAFETY CLOSED-LOOP PAYMENT SYSTEM AND METHOD

  • US 20140172605A1
  • Filed: 05/24/2012
  • Published: 06/19/2014
  • Est. Priority Date: 05/24/2011
  • Status: Abandoned Application
First Claim
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1. A safety closed-loop payment system, characterized in that, comprising:

  • a user terminal (100) by means of which a user sends out appointment information;

    a business card issuer backstage (101) which accepts the appointment information from the user terminal (100), generates a mapping relationship of the appointment information and returns it to the user terminal (100), wherein the mapping relationship of the appointment information at least contains a correspondence between an appointment code and a bank card;

    a payment terminal (102) which obtains payment information input by the user and sends the payment information to a network access authority system (103), wherein the payment information at least contains the appointment code and consumption information; and

    the network access authority system (103) which sends the payment information sent from the payment terminal to the bank card issuer backstage (101),wherein the bank card issuer backstage (101) verifies the payment information sent from the network access authority system (103) according to the mapping relationship of the appointment information, and informs the user terminal (100) of completion of transaction in case of successful verification.

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