SYSTEMS AND METHODS TO PROVIDE ACCOUNT FEATURES VIA WEB BASED USER INTERFACES
First Claim
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1. A method, comprising:
- storing, in a computing apparatus, data associating account features with accounts individually, wherein each account of the accounts is configured to be assigned one or more account features independent of separate accounts;
receiving, in the computing apparatus, a web request from a web browser of a user redirected from an issuer of a consumer account issued to the user; and
in response to the web request, presenting by the computing apparatus a first user interface to the user via the web browser, wherein the first user interface is customized based on an identity of the issuer in accordance with the web request, and the first user interface concurrently presents at least;
an identification of the issuer,an identification of the user,a summary of account features in the consumer account of the user, in accordance with the data,a user interface element selectable to request a second user interface to access details of the account features, anda user interface element selectable to request a third user interface to shop for account features for the consumer account.
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Abstract
A portal to provide user interfaces to users to access and/or purchase account features in connection with websites of issuers. The user interfaces have white label configurability that allows the issuers to customize the labeling of the user interfaces such that the user interfaces can be perceived as part of the websites of the issuers of the consumer accounts of the respective users. The user interfaces are configured to present, in a user friendly way, the account features currently in the consumer accounts, as well as optional account features that can be purchased at additional costs.
24 Citations
20 Claims
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1. A method, comprising:
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storing, in a computing apparatus, data associating account features with accounts individually, wherein each account of the accounts is configured to be assigned one or more account features independent of separate accounts; receiving, in the computing apparatus, a web request from a web browser of a user redirected from an issuer of a consumer account issued to the user; and in response to the web request, presenting by the computing apparatus a first user interface to the user via the web browser, wherein the first user interface is customized based on an identity of the issuer in accordance with the web request, and the first user interface concurrently presents at least; an identification of the issuer, an identification of the user, a summary of account features in the consumer account of the user, in accordance with the data, a user interface element selectable to request a second user interface to access details of the account features, and a user interface element selectable to request a third user interface to shop for account features for the consumer account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A computing apparatus, comprising
at least one processor, and a memory storing instructions configured to instruct the at least one processor to at least: -
store, in the computing apparatus, data associating account features with accounts individually, wherein each account of the accounts is configured to be assigned one or more account features independent of separate accounts; receive, in the computing apparatus, a web request from a web browser of a user redirected from an issuer of a consumer account issued to the user; and in response to the web request, present by the computing apparatus a first user interface to the user via the web browser, wherein the first user interface is customized based on an identity of the issuer in accordance with the web request, and the first user interface concurrently presents at least; an identification of the issuer, an identification of the user, a summary of account features in the consumer account of the user, in accordance with the data, a user interface element selectable to request a second user interface to access details of the account features, and a user interface element selectable to request a third user interface to shop for account features for the consumer account. - View Dependent Claims (12, 13, 14, 15, 16, 17)
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18. A non-transitory computer-storage medium storing instructions configured to instruct a computing apparatus to perform at least:
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storing, in a computing apparatus, data associating account features with accounts individually, wherein each account of the accounts is configured to be assigned one or more account features independent of separate accounts; receiving, in the computing apparatus, a web request from a web browser of a user redirected from an issuer of a consumer account issued to the user; and in response to the web request, presenting by the computing apparatus a first user interface to the user via the web browser, wherein the first user interface is customized based on an identity of the issuer in accordance with the web request, and the first user interface concurrently presents at least; an identification of the issuer, an identification of the user, a summary of account features in the consumer account of the user, in accordance with the data, a user interface element selectable to request a second user interface to access details of the account features, and a user interface element selectable to request a third user interface to shop for account features for the consumer account. - View Dependent Claims (19, 20)
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Specification