METHOD AND SYSTEM FOR PROCESSING A DATA TRANSFER RELATED TO A DATA-STORING CARD
First Claim
1. A method for processing a data transfer related to a data-storing card that stores card-specific data and a card account number, said method to be implemented using a data transferring system and comprising:
- (A) when the data-storing card is coupled to an electronic device of the data transferring system, accessing, by the electronic device, the card-specific data and the card account number from the data-storing card;
(B) generating, by the electronic device, a device-generated authentication number associated with the data transfer;
(C) transmitting, by the electronic device, the card account number, the card-specific data and the device-generated authentication number to a network platform of the data transferring system;
(D) receiving, by a portable device of the data transferring system, an inputted authentication number;
(E) transmitting, by the portable device, the inputted authentication number to the network platform;
(F) comparing, by the network platform, the inputted authentication number and the device-generated authentication number; and
(G) when the inputted authentication number is deemed to correspond with the device-generated authentication number, transmitting, by the network platform, to-be-transferred data which is derived from the card-specific data, to the portable device.
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Accused Products
Abstract
In a method for processing a data transfer, an electronic device accesses card-specific data and a card account number from a data-storing card. The electronic device generates a device-generated authentication number which is associated with the data transfer, and which is transmitted, together with the card account number and the card-specific data, to a network platform. The network platform compares an inputted authentication number from a portable device and the device-generated authentication number, and transmits to-be-transferred data to the portable device when the authentication numbers correspond with each other.
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Citations
17 Claims
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1. A method for processing a data transfer related to a data-storing card that stores card-specific data and a card account number, said method to be implemented using a data transferring system and comprising:
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(A) when the data-storing card is coupled to an electronic device of the data transferring system, accessing, by the electronic device, the card-specific data and the card account number from the data-storing card; (B) generating, by the electronic device, a device-generated authentication number associated with the data transfer; (C) transmitting, by the electronic device, the card account number, the card-specific data and the device-generated authentication number to a network platform of the data transferring system; (D) receiving, by a portable device of the data transferring system, an inputted authentication number; (E) transmitting, by the portable device, the inputted authentication number to the network platform; (F) comparing, by the network platform, the inputted authentication number and the device-generated authentication number; and (G) when the inputted authentication number is deemed to correspond with the device-generated authentication number, transmitting, by the network platform, to-be-transferred data which is derived from the card-specific data, to the portable device. - View Dependent Claims (2, 3, 4)
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5. A data transferring system for processing a data transfer related to a data-storing card that stores card-specific data and a card account number, said data transferring system comprising:
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an electronic device configured to be coupled to the data-storing card for accessing the card-specific data and the card account number stored therein; a portable device; and a network platform that is operable to communicate with said portable device and said electronic device; wherein said electronic device is configured to generate a device-generated authentication number associated with the data transfer, and to transmit the card account number, the card-specific data and the device-generated authentication number to said network platform; wherein said portable device is configured to receive an inputted authentication number and to transmit the inputted authentication number to said network platform; and wherein said network platform is configured to compare the inputted authentication number with the device-generated authentication number, and to transmit to-be-transferred data, which is derived from the card-specific data, to said portable device when the inputted authentication number is deemed to correspond with the device-generated authentication number. - View Dependent Claims (6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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Specification