SYSTEM AND METHOD FOR ENHANCED PROTECTION AND CONTROL OVER THE USE OF IDENTITY

• US 20140207681A1
• Filed: 03/18/2014
• Published: 07/24/2014
• Est. Priority Date: 04/27/2005
• Status: Active Grant

• Current Assignee: Gary M. Dennis, Sharon D. Dennis
• Original Assignee: Gary M. Dennis, Sharon D. Dennis
• Inventors: Dennis, Gary M., Dennis, Sharon D.
• Granted Patent: US 9,361,658 B2
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06F 21/45 Structures or tools for the administration of authentication
• CPC Class Codes: G06F 21/604 Tools and structures for managing or administering access control systems
• CPC Class Codes: G06F 21/6245 Protecting personal data, e.g. for financial or medical purposes
• CPC Class Codes: G06F 2221/2105 Dual mode as a secondary aspect
• CPC Class Codes: G06F 2221/2137 Time limited access, e.g. to a computer or data
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 50/265 Personal security, identity or safety
• CPC Class Codes: G07C 9/257 electronically G07C9/26 takes precedence
• CPC Class Codes: G16H 10/60 for patient-specific data, e.g. for electronic patient records
• CPC Class Codes: H04L 63/08 for authentication of entities cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32
• CPC Class Codes: H04L 63/104 Grouping of entities

Abstract

A method of protecting use of an entity'"'"'s identity is provided. The method comprises setting a status of the identity to a first slate, the first state defining a scope of permitted use of the identity, changing, in advance of an intended use of the identity, the status to a second state defining a scope of permitted use of the identity that is different from the first state, requesting use of the identity after the changing; and returning, after the requesting, the state back to the first state.

Claims

1-22. -22. (canceled)

23. A method of protecting use of an entity'"'"'s identity, the method being executed on electronic computer hardware in combination with software, the method comprising:

setting a status of the identity to a first state, the first state defining a scope of permitted use of the identity;

changing, in advance of an intended use of the identity, the status to a second state defining a scope of permitted use of the identity that is different from the first state;

receiving a request for use of the identity after the changing; and

returning, after the receiving, the state back to the first state;

wherein the first state is a default state, and the returning occurs in response to a predetermined number of uses of the identity, an elapse of a predetermined time after a predetermined event, or the earlier of the onset of the predetermined number of transactions and the predetermined time after the predetermined event;

wherein the setting, changing, receiving and returning are executed on electronic computer hardware in combination with software.

24. The method of claim 23, wherein the predetermined event is the changing, completion of a use of the identity that prompted the requesting, or dictated by a parameter within the second state.

25. A method of claim 23, wherein the use of the identity comprises use of a credit card, debit card, check card, financial institution account number, brokerage account number, or other instrument provided by an account holder of record.

26. A computing system, comprising:

at least one processor; and

memory including instructions that are configured to be executed on the at least one processor to cause the computing system to;

set a status of the identity to a first state, the first state defining a scope of permitted use of the identity;

change, in advance of an intended use of the identity, the status to a second state defining a scope of permitted use of the identity that is different from the first state;

receive a request for use of the identity after the changing; and

return, after the receiving, the state back to the first state;

wherein the first state is a default state, and the returning occurs in response to a predetermined number of uses of the identity, an elapse of a predetermined time after a predetermined event, or the earlier of the onset of the predetermined number of transactions and the predetermined time after the predetermined event.

27. The computing system of claim 26, wherein the predetermined event is the change, completion of a use of the identity that prompted the request, or dictated by a parameter within the second state.

28. A computing system of claim 26, wherein the use of the identity comprises use of a credit card, debit card, check card, financial institution account number, brokerage account number, or other instrument provided by an account holder of record.

29. A non-transitory computer readable medium storing one or more sequences of instructions executed by one or more processors to cause the one or more processors to execute operations for protecting use of an entity'"'"'s identity, the operations comprising:

setting a status of the identity to a first state, the first state defining a scope of permitted use of the identity;

changing, in advance of an intended use of the identity, the status to a second state defining a scope of permitted use of the identity that is different from the first state;

receiving a request for use of the identity after the changing; and

returning, after the receiving, the state back to the first state;

wherein the first state is a default state, and the returning occurs in response to a predetermined number of uses of the identity, an elapse of a predetermined time after a predetermined event, or the earlier of the onset of the predetermined number of transactions and the predetermined time after the predetermined event.

30. The method of claim 29, wherein the predetermined event is the changing, completion of a use of the identity that prompted the requesting, or dictated by a parameter within the second state.

31. A method of claim 29, wherein the use of the identity comprises use of a credit card, debit card, check card, financial institution account number, brokerage account number, or other instrument provided by an account holder of record.